MeiFang: Mortgage Rate Alert

Track your U.S. mortgage and get notified at every moment that could save you money. MY LOAN • Track your loan against daily national market rates (public FRED data) • Set a target rate and get a push notification when the market reaches it • Refinance reference: new payment, monthly savings, break-even at a glance PMI MONITOR • Paying PMI? Once your home equity reaches 20%, you have the right to request removal — but your bank won't remind you • Enter your home value and the app watches your LTV, then alerts you — saving a typical $50–300/month PRO TOOLS • Refi decision panel: is refinancing worth it for the years you plan to stay? • Loan Estimate comparison: two lender offers, one 5-year total cost, plus a negotiable-fee checklist • Fed calendar: FOMC, CPI, and jobs-report dates with plain-language context TODAY'S RATES • Daily locked-loan averages for 30-yr, 15-yr, jumbo, FHA, and VA, with 30-day trends • Every term explained in plain language — in English, Chinese, and Spanish Your loan details stay on your device. No account required. Disclaimer: This app organizes public market data and provides math estimates only. It is not lending, investment, or rate-lock advice. Actual quotes come from lenders.