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Screenshots

  • Millie: Budget & Debt Payoff screenshot 1
  • Millie: Budget & Debt Payoff screenshot 2
  • Millie: Budget & Debt Payoff screenshot 3
  • Millie: Budget & Debt Payoff screenshot 4

About Millie: Budget & Debt Payoff

Millie is a zero-based budget planner built for real families: give every dollar a job, pay down debt with a clear payoff date, and watch your savings goals fill up. If you have tried other budgeting apps and found them complicated, or overpriced, Millie is the warmer, better-priced alternative. Same proven assign-every-dollar method, minus the steep learning curve. WHY CHOOSE MILLIE * Zero-based budgeting, minus the homework Plan your month so income minus everything you assign equals zero. Millie shows Planned, Spent, and Remaining at a glance, with a simple green, amber, or red badge so you always know if your budget balances. * A planner that sees the month ahead The Planner lays out your upcoming and recurring amounts on a running timeline, so you can spot a tight week before it happens and move money with confidence. * Crush debt with a real payoff date Add your debts, pick snowball (smallest balance first) or avalanche (highest interest first), and Millie projects when each one hits zero. Log payments, track balances, and reconcile to your statement when interest posts. * Savings goals you will actually reach Set a target and a date, add a cover photo for motivation, then log contributions and withdrawals. When a goal hits 100 percent, Millie celebrates with you. * Fast, tidy transactions Add transactions in seconds, categorize them, and clear anything uncategorized in a couple of taps. Premium adds smart categorization rules that file recurring merchants for you automatically. * Budget solo or together as a family Invite your partner, share specific budget items, debts, and goals, and keep everyone on the same page. Add multiple adult profiles so the whole household budgets as one. (Premium) * Make it yours Pick from a range of themes to match your style. (Premium) PRIVATE AND SECURE BY DESIGN Your money is your business. Millie is private by default: no ads, no data selling, and no third-party ad or tracking SDKs. Your data is protected with per-account row-level security and encrypted in transit, and you can delete your account and data anytime from inside the app. Millie is a manual-entry budgeting app. You enter your own transactions and balances, so Millie never asks for your bank login. FREE TO START The free plan includes zero-based budgeting, the planner, debt payoff, savings goals, and manual transactions, with room for one adult profile, up to 50 budget items, and 3 months of history. MILLIE PREMIUM Upgrade to unlock unlimited budget items, unlimited history, unlimited adult profiles, shared debts and goals, smart categorization rules, and all themes. Try Premium free for 14 days. Monthly: 5.99 USD per month Yearly: 47.99 USD per year (save about 33 percent) Prices shown in USD and may vary by region. Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel your subscription anytime in your App Store account settings. Give every dollar a job and finally feel calm about money. Download Millie and start your first budget today. Questions or feedback? Reach us at [email protected] Privacy Policy: https://milliemoney.com/privacy Terms of Service: https://milliemoney.com/terms

What’s new

Version 1.3.5 · Updated October 18, 2026

What’s new in Millie 1.3.5: • Items added while viewing a past budget now stay in that month. • Google and Apple sign-in can no longer interrupt each other. • Edit screens now show “Back” until you make a change. • Goals now show a projected finish date and whether you’re on track, ahead, or behind.

App privacy

The developer, Daniel Scott, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • User Content: Photos or Videos, Other User Content
  • Identifiers: User ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Coarse Location
  • Identifiers: Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data

Used for: Analytics, App Functionality

Alternatives to Millie: Budget & Debt Payoff

Looking for apps like Millie: Budget & Debt Payoff? Here are 6 similar apps on the App Store. The highest rated is Azura Credit Union (4.8/5), and all 6 are free to download.

Millie: Budget & Debt Payoff vs. alternatives
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Millie: Budget & Debt Payoff – Free October 18, 2026
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Monthly: Budget Planner 4.6 / 5 (40) Free Oct 24, 2026 Compare
Envy: Envelope Budget Planner 4.8 / 5 (833) Free Oct 21, 2026 Compare
First Financial Bank Mobile 4.8 / 5 (10,456) Free Oct 15, 2026 Compare

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