42 Foundation Tools

42 Foundation Retirement Planning Tools brings clear, plain-English planning to first-responder and public-sector families. Estimate your CalPERS pension, project your retirement income, and see how your 457(b), overtime, and outside savings add up over time. Includes: • Master Retirement Projector — your projected monthly income vs. your target, by age. • CalPERS Pension Optimizer — estimate your pension from your formula, age, and years of service. • 457(b) Deferred Comp Analyzer — model contributions and tax-advantaged growth. • Survivor Benefit & Life Insurance Gap — right-size a term life policy to protect your family. • College Savings Planner — project 529 growth against the rising cost of college. Your inputs save automatically on your device. No account, no sign-in, and no data leaves your phone. Educational planning tools only — not personalized financial, tax, or legal advice. Figures reflect current-year rules and change annually.