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Screenshots

  • ZRPay screenshot 1
  • ZRPay screenshot 2
  • ZRPay screenshot 3
  • ZRPay screenshot 4

About ZRPay

ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad. WHY ZR PAY • Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted. • Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first. •Fast issuance — apply for a spending card in minutes after identity verification (KYC). • Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions. • Transparent fees — low spending fees, no hidden annual charges. BUILT-IN SECURITY • Payment password for sensitive actions • 3DS cardholder verification for online payments • Freeze / unfreeze your card anytime • Real-time transaction alerts EVERYDAY SCENARIOS Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services ABOUT & COMPLIANCE ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users. Support: https://www.zrpay.hk · Contact: [email protected]

What’s new

Version 1.2.0 · Updated October 17, 2026

1. Added physical card application 2. Added support for applying for multiple cards 3. Added multi-card management 4. Improved the card application flow 5. Improved account center features 6. Fixed known issues and improved overall experience

App privacy

The developer, ZIRCON CREDIT SERVICE LIMITED, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Emails or Text Messages, Photos or Videos
  • Identifiers: User ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data

Used for: App Functionality

Alternatives to ZRPay

Looking for apps like ZRPay? Here are 6 similar apps on the App Store. The highest rated is MothCard: Crypto Card & Pay (5.0/5), and all 6 are free to download.

ZRPay vs. alternatives
App Rating Price Last updated Compare
ZRPay – Free October 17, 2026
Payth - Crypto Card & Pay – Free Sep 20, 2026 Compare
Finteca App – Free Jul 25, 2026 Compare
MothCard: Crypto Card & Pay 5.0 / 5 (1) Free Oct 17, 2026 Compare
SolCard App 1.0 / 5 (1) Free Oct 17, 2026 Compare
Karma: Crypto, Card & Wallet 5.0 / 5 (6) Free Oct 28, 2026 Compare
Cashi: Global Spending Card 4.4 / 5 (7) Free Oct 29, 2026 Compare

Compare ZRPay with the top alternatives: ratings, updates, ASO score and keyword gaps →