My Money: Daily Budget & Log

My Money is a daily budget tracker built around one question: how much can I still spend today? It turns your monthly budget into one daily number. Log a purchase and the number goes down. Spend less than planned and the difference carries into the next few days, up to five days' worth. Spend more and the coming days get a little less. No spreadsheets, account, or bank connection. My Money supports 16 interface languages. Choose one in the app's settings or follow your iPhone language. Speech and receipt text recognition depend on your device, iOS version, and selected language. Always review detected entries before saving. LOG FROM THE PAYMENT SCREEN • Back Tap screenshot logging: follow the guide in My Money's Settings to add the shortcut, then select it under iPhone Settings > Accessibility > Touch > Back Tap. You only set it up once. After paying, double-tap the back of your iPhone while the payment screen or receipt is visible. The screenshot is read on your iPhone and each detected expense becomes a draft for you to review before saving. • On iOS 18 or later, you can run the same screenshot shortcut from Control Center. • Screenshot and photo import: choose up to 5 payment records, bills, or receipts at once. Each detected line becomes an editable draft that you can correct or deselect before saving. SET UP A BUDGET IN A MINUTE • Enter the amount you want to spend each month, or calculate a plan from your income, fixed costs, living costs, and savings goal. • Change or recalculate your plan whenever you need to. • Unspent money can carry forward, capped at five days of allowance. MORE WAYS TO LOG • Quick text: type an item and amount, such as “Lunch 12,” and My Money fills in the amount and category. • Voice: say what you bought, review the draft, then save. Speech is recognized on device. • Action Button, Siri, and Shortcuts: start an entry without navigating through the app. • Record income too, with more than 50 everyday categories. SEE WHERE YOUR MONEY GOES • See today's spending allowance, today's total, and recent entries on Home. • Review the last 30 days with totals, daily average, net cash flow, a category chart, and rankings. • Tap a category to see every entry, sort by date or amount, and edit or delete it. • Compare daily, weekly, and monthly recaps with your budget. • Use the calendar, spending letter, Home Screen widgets, and evening reminders. • When you are undecided, check the budget impact before using the decision coin or choice wheel. PRIVATE BY DEFAULT • No account, sign-in, or bank connection. Your ledger and budget calculations stay on your iPhone. • Original photos and audio recordings are not uploaded. • Optional online AI (DeepSeek) is off by default. Each feature asks permission before sending the text or summary needed for that request. • Export a backup or erase all data from Settings. GOOD TO KNOW • iPhone only, with iOS 17 or later. • Free, with no in-app purchases, subscriptions, or ads. • No bank or card sync, cross-device sync, shared household ledger, or currency conversion. • Recognition availability varies by device, iOS version, and language. Review every result before saving. My Money is a personal budgeting tool and does not provide financial, investment, or tax advice.