Safe to Spend 365: Budget AI
AtlasForge Financial, LLC Finance iPhoneiPadiPod touch
Safe to Spend 365: Budget AI is a free Finance app for iPhone and iPad by AtlasForge Financial, LLC. Rated 5.0/5 from 3 ratings. Requires iOS 16.1.
- Rating
- 5.0
- 3 ratings
- Price
- Free
- on the App Store
- Size
- 65 MB
- Age 4+
- Updated
- Sep 28
- 2026 · v1.0.73
Screenshots
About Safe to Spend 365: Budget AI
Stop the money guessing game. Safe to Spend 365 tells you exactly how much you can spend today — after bills, savings, and buffer are already protected. ONE CLEAR NUMBER, EVERY DAY No spreadsheets. No envelopes. No 20-category budget you'll ditch in a week. Just one number that already accounts for what's coming: "You have $47 safe to spend today." AUTO-CONNECTED TO YOUR BANK Link once via Plaid, we do the rest. 12,000+ US banks & credit unions supported. Read-only, bank-grade encryption. We never touch your money. IOS LIVE ACTIVITY + DYNAMIC ISLAND Pin your Safe-to-Spend to your Lock Screen and Dynamic Island. Updates live after every purchase — even when the app is closed. The only budgeting app that does this. HOME-SCREEN WIDGET Small + Medium widgets show today's number, this-week spend, and your top goal — all in one glance. FAMILY & COUPLES BUILT-IN Share a household without merging accounts. See who contributed to the joint goal, cheer each other on, and get weekly nudges. $7.99/month for up to 5 seats. AI MONEY COACH Grounded in YOUR real numbers — not generic advice. "Can I afford this?" always has an answer. GOALS THAT ACTUALLY GET HIT Progress bars, streaks, milestone confetti, and photo covers on shared goals. Save for a wedding, house, or debt payoff — together or solo. DEBT PAYOFF, VISUAL Avalanche or Snowball. See exactly when you'll be debt-free. BILLS TIMELINE Every recurring charge, forecast 90 days out. Never surprised. 8 LANGUAGES + 40+ CURRENCIES English, Spanish, French, German, Italian, Portuguese, Japanese, Chinese. Every number in your local currency, always accurate. PRIVACY-FIRST Zero ads. Zero data sales. Bank-level encryption. Your family sees only what you choose to share. 7-day free trial. Multiple plan tiers available. See in-app for current pricing. Payment charged to iTunes Account at purchase confirmation. Auto-renews unless canceled 24 hours before period end. Manage in Account Settings. Terms: https://atlasforgefinancial.com/terms Privacy: https://atlasforgefinancial.com/privacy Support: [email protected] Download Safe to Spend 365 today and take control of your finances with confidence.
What’s new
Version 1.0.73 · Updated September 28, 2026
This update includes important bug fixes, performance improvements, and calculation fixes to make Safe to Spend 365 more reliable and easier to use.
App privacy
The developer, AtlasForge Financial, LLC, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
- Usage Data: Product Interaction, Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: Device ID, User ID
- Usage Data: Product Interaction, Advertising Data
- Contact Info: Email Address, Name
Used for: Third-Party Advertising, Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Crash Data, Performance Data
Used for: App Functionality
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