BNPL Guard - Pay Later Track
SHINOBU MIYAHIRA Finance iPhoneiPadiPod touch
BNPL Guard - Pay Later Track is a free Finance app for iPhone and iPad by SHINOBU MIYAHIRA. Requires iOS 17.0. Updated September 15, 2026.
- Price
- Free
- on the App Store
- Size
- 3 MB
- Age 4+
- Updated
- Sep 15
- 2026 · v1.1
Screenshots
About BNPL Guard - Pay Later Track
Four payments here, three payments there - Buy Now Pay Later debt hides in a dozen apps. BNPL Guard puts every plan on one calendar, so "phantom debt" can't sneak up on you. TRACK EVERY PLAN, PRIVATELY - Add plans from Klarna, Afterpay, Affirm, Zip, PayPal Pay in 4, Sezzle or any service - Enter it once: total, payments left, amount, next due date - No bank connection, no account, no data leaves your iPhone - ever ONE CALENDAR FOR EVERYTHING - See this week's and this month's total due at a glance - A unified calendar shows every upcoming payment across all services - Mark payments done and watch your balance shrink STAY AHEAD OF DUE DATES - Optional reminders the day before each payment (Pro) - Payoff celebrations when a plan reaches zero BREAK THE CYCLE - Log the BNPL offers you resisted and watch your avoided-debt total grow EXPORT - PDF payment schedule you can save or share (Pro) PRICING Free to download - track up to 2 active plans forever. BNPL Guard Pro unlocks unlimited plans, reminders, and PDF export: $2.99/month or $14.99/year, each with a 7-day free trial. BNPL Guard only tracks what you enter yourself. It doesn't connect to any BNPL provider or bank, and it never offers financial advice. Privacy Policy: https://goonobu-dot.github.io/batch13-pages/bnplguard/privacy.html Support: https://goonobu-dot.github.io/batch13-pages/bnplguard/support.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.1 · Updated September 15, 2026
• The payment calendar now shows each day's total and how much you still have to pay this month. • New Home Screen widget (BNPL Guard Pro): your next payment at a glance, or the medium size for this month's remaining total plus your next three installments. • Clearer calendar at the largest text sizes, and a friendlier empty state before you add your first plan.
App privacy
The developer, SHINOBU MIYAHIRA, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to BNPL Guard - Pay Later Track
Looking for apps like BNPL Guard - Pay Later Track? Here are 6 similar apps on the App Store. The highest rated is PayDown: BNPL Tracker (5.0/5), and all 6 are free to download.
-
PayDown: BNPL Tracker
5.0
-
Frizzbee
-
this is my budget
-
Side Hustler Tracker
-
CartPause: Stop Impulse Buys
4.0
-
Adulting: Real Life Skills
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| BNPL Guard - Pay Later Track | – | Free | September 15, 2026 | |
| PayDown: BNPL Tracker | 5.0 / 5 (1) | Free | Oct 21, 2026 | Compare |
| Frizzbee | – | Free | Aug 5, 2026 | Compare |
| this is my budget | – | Free | May 1, 2026 | Compare |
| Side Hustler Tracker | – | Free | Apr 8, 2026 | Compare |
| CartPause: Stop Impulse Buys | 4.0 / 5 (4) | Free | Oct 16, 2026 | Compare |
| Adulting: Real Life Skills | – | Free | Aug 1, 2026 | Compare |