OCash Mobile
Optimum Innovations Limited Finance iPhoneiPadiPod touch
OCash Mobile is a free Finance app for iPhone and iPad by Optimum Innovations Limited. Requires iOS 16.6. Updated October 31, 2026.
- Price
- Free
- on the App Store
- Size
- 124 MB
- Age 4+
- Updated
- Oct 31
- 2026 · v2.1.4
Screenshots
About OCash Mobile
OCash Mobile is a savings and contribution platform that helps you save money through flexible contribution plans. How it works: 1. Sign up with your phone number or email 2. Add your bank account details for payouts 3. Choose a contribution plan (amount and duration) 4. Make monthly contributions 5. Receive your savings + interest automatically at plan completion Features: • Contribution plans from ₦500 to ₦1,000,000 • Flexible durations: 2 to 24 months • Competitive interest rates up to 10% • Secure bank account verification via Monnify • Multiple payment options: Bank Transfer, Card, USSD, Direct Debit • Automatic payouts to your bank account • Biometric authentication for quick login • Real-time payment and payout notifications OCash Mobile is a product of Optimum Innovations Limited, a registered technology company in Nigeria. Download OCash Mobile today and start your savings journey!
What’s new
Version 2.1.4 · Updated October 31, 2026
Bug fixes and performance improvements.
App privacy
The developer, Optimum Innovations Limited, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Contact Info: Name, Physical Address, Email Address, Phone Number
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
- Financial Info: Payment Info
- Identifiers: User ID, Device ID
Used for: Analytics, App Functionality
Alternatives to OCash Mobile
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| OCash Mobile | – | Free | October 31, 2026 | |
| LendFlow | 1.0 / 5 (2) | Free | Jul 16, 2026 | Compare |
| PalmСredit: Get Yоur Lоаns | 4.6 / 5 (44) | Free | Feb 17, 2026 | Compare |
| Fast Credit Mobile | 2.9 / 5 (23) | Free | Sep 25, 2026 | Compare |
| O-Cash | 3.4 / 5 (38) | Free | Sep 21, 2025 | Compare |
| Monibac | 2.8 / 5 (87) | Free | Oct 17, 2026 | Compare |
| LAPO Mobile App | 2.4 / 5 (36) | Free | Oct 9, 2026 | Compare |
Compare OCash Mobile with the top alternatives: ratings, updates, ASO score and keyword gaps →