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Screenshots

  • OCash Mobile screenshot 1
  • OCash Mobile screenshot 2
  • OCash Mobile screenshot 3
  • OCash Mobile screenshot 4

About OCash Mobile

OCash Mobile is a savings and contribution platform that helps you save money through flexible contribution plans. How it works: 1. Sign up with your phone number or email 2. Add your bank account details for payouts 3. Choose a contribution plan (amount and duration) 4. Make monthly contributions 5. Receive your savings + interest automatically at plan completion Features: • Contribution plans from ₦500 to ₦1,000,000 • Flexible durations: 2 to 24 months • Competitive interest rates up to 10% • Secure bank account verification via Monnify • Multiple payment options: Bank Transfer, Card, USSD, Direct Debit • Automatic payouts to your bank account • Biometric authentication for quick login • Real-time payment and payout notifications OCash Mobile is a product of Optimum Innovations Limited, a registered technology company in Nigeria. Download OCash Mobile today and start your savings journey!

What’s new

Version 2.1.4 · Updated October 31, 2026

Bug fixes and performance improvements.

App privacy

The developer, Optimum Innovations Limited, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Name, Physical Address, Email Address, Phone Number
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data
  • Financial Info: Payment Info
  • Identifiers: User ID, Device ID

Used for: Analytics, App Functionality

Alternatives to OCash Mobile

Looking for apps like OCash Mobile? Here are 6 similar apps on the App Store. The highest rated is PalmСredit: Get Yоur Lоаns (4.6/5), and all 6 are free to download.

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