WorthBook: Money Manager

WorthBook is a personal finance app that helps you track and plan your money on your phone. No bank login. No mandatory account. Your data stays on your device. A lot of finance apps ask you to connect your bank and store everything online. WorthBook is built for people who want clarity without giving up control. You enter what matters, see your full picture in one place, and keep your records private. Why WorthBook Money is easier when you can see it clearly. WorthBook shows what’s coming in, what’s going out, what you owe, what others owe you, and what you’re building toward. It works especially well if you use cash, banks, e-wallets, bills, loans, and savings in everyday life. What you can do • Track income, expenses, transfers, and account balances • Organize cash, bank, e-wallet, savings, credit cards, investments, loans, and Money Lent • Set budgets and see where your money goes • Manage bills and recurring payments • Track loans and stay on top of repayments • Track Money Lent, including who’s paying you back and what’s still owed • Set savings goals and log contributions • Monitor investments like stocks, crypto, gold, funds, MP2, and time deposits • Check your Safe To Spend, net worth, and monthly snapshot on Home • Use calendar views for bills, loans, Money Lent, salary, and recurring due dates • Search across transactions, accounts, goals, bills, and more • Work in PHP and THB for free, with more currencies available in Pro • Lock the app with a passcode or biometrics WorthBook Pro Lifetime One purchase unlocks the advanced tools: • Smart Entry with on-device AI, so you can type naturally and review drafts before saving • Scan Receipt to turn receipts into expense drafts on your device • Ask WorthBook for answers about your cash flow, spending, budgets, goals, and more • Cash flow forecasts and net worth trends • Budget rollover, flexible schedules, and deeper planning tools • Debt Payoff Planner to see how extra payments change your timeline • Advanced reports, including lending and savings insights • Dashboard customization and appearance options • Backup and Restore for moving your local data • Achievements and Money Garden to keep good money habits going No forced account. No bank connection needed. Just your money, your phone, and a clearer view of where you stand.