MaxIA – Personal Finance
Giovanni Caserta Finance iPhoneiPadiPod touch
MaxIA – Personal Finance is a free Finance app for iPhone and iPad by Giovanni Caserta. Requires iOS 15.1. Updated August 26, 2026.
- Price
- Free
- on the App Store
- Size
- 51 MB
- Age 4+
- Updated
- Aug 26
- 2026 · v2.1.1
Screenshots
About MaxIA – Personal Finance
MaxIA is the personal finance manager with built-in artificial intelligence: log an expense in one tap (or just say it out loud), and the app does the rest. STAY IN CONTROL • Multiple accounts, transactions, custom categories and subcategories • Recurring payments with reminders • Monthly budget and savings goals SEE WHERE YOUR MONEY GOES • Spending map and analysis by category • A coach with tips calculated on your own numbers • End-of-month forecast: how much you'll spend and the balance you'll end with, on a chart that updates with every transaction and learns from its own errors • A financial score that captures your money health PAY WITH YOUR PHONE, THE TRANSACTION WRITES ITSELF • Connect Apple Pay once, guided step by step inside the app • From then on every payment becomes a transaction with amount, merchant and category • No bank connection and no card details: everything stays on your phone YOUR POCKET ADVISER • Ask "can I afford a €500 purchase?" and get an answer based on your real data • Have it build savings plans, create transactions, budgets and goals just by writing in plain language • It also runs on your phone, with no network and no key; with a free Google Gemini key it understands far more, and you set it up in a minute with the built-in guide AND ALSO • Assets section to track investments and holdings (stocks, ETFs, crypto, metals, real estate) with recurring contribution plans • PDF import and clean exports • 10 theme families, light and dark • Backup and restore YOUR PRIVACY FIRST Your data stays on your phone: no account, no sign-up, no data collected by our servers. MAXIA PLUS The advanced features (AI assistant, Assets section, financial score, PDF import and export, automatic backup, extra themes and customisations) are grouped under MaxIA Plus and in this version are included for free for everyone.
What’s new
Version 2.1.1 · Updated August 26, 2026
The assistant answers again, in about a second. WHAT HAD HAPPENED When the Gemini model the app had picked was overloaded, MaxIA kept waiting for it instead of changing course: the chat loaded for a long time and then the on-device assistant replied, saying it could not connect. Now, if a model does not answer, MaxIA switches to the other one on its own. IT STARTS FROM THE FAST MODEL If you have never picked a model you now use Gemini Lite: it answers in about a second instead of five, and it allows twenty-five times as many requests per day. On entries and direct questions it says exactly the same things. Gemini Flash is still available under Profile → AI Connection, for deeper analysis when you are not in a hurry. FAR LESS WAITING At worst the assistant now takes twenty seconds instead of sixty before changing course. A healthy model answers in one or two seconds: past that it is not slow, it is not answering. REMAINING REQUESTS ARE COUNTED CORRECTLY Under AI Connection a single message could use up two, halving what was left for the day. Now one message is one request. Everything else from 2.1.0 is where you left it: automatic payments, the guides you can watch, multiple selection and the memory of your corrections.
App privacy
The developer, Giovanni Caserta, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to MaxIA – Personal Finance
Looking for apps like MaxIA – Personal Finance? Here are 6 similar apps on the App Store. The highest rated is Expense Tracker: Budget AI (5.0/5), and all 6 are free to download.
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Monai Global
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Spent: AI Expense Tracker
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Gesfy: Finance Copilot
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Expense Tracker: Budget AI
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AI Money Manager & Expenses
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Kesef: Expense Tracker
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| App | Rating | Price | Last updated |
|---|---|---|---|
| MaxIA – Personal Finance | – | Free | August 26, 2026 |
| Monai Global | – | Free | Sep 22, 2026 |
| Spent: AI Expense Tracker | – | Free | Sep 25, 2026 |
| Gesfy: Finance Copilot | – | Free | Sep 12, 2026 |
| Expense Tracker: Budget AI | 5.0 / 5 (13) | Free | Sep 24, 2026 |
| AI Money Manager & Expenses | 4.7 / 5 (3) | Free | Sep 22, 2026 |
| Kesef: Expense Tracker | 4.9 / 5 (21) | Free | Sep 27, 2026 |