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  • Fructa: Money Market Funds KE screenshot 1
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About Fructa: Money Market Funds KE

See what Kenya's money market funds, Treasury bills and bonds are actually paying today, side by side, with the net rate after tax and the real return after inflation. Instead of comparing options across scattered websites, PDF factsheets and WhatsApp forwards, Fructa collects current rates for more than 144 funds and shows them in one clear, comparable format. COMPARE RATES Current yields across money market funds in Kenyan shillings and US dollars, plus Treasury bills, bonds, fixed income funds and SACCOs. The numbers that matter: the gross rate, the net rate after the 15 percent withholding tax, and the real return measured against current inflation. Rate history in simple charts, so you see how a fund has moved over time rather than a single snapshot. Each fund set against benchmarks, including the current inflation rate, the Central Bank Rate and recent Treasury bill auction results. Nairobi Securities Exchange prices and insurance products alongside the fixed income side of the market. TRACK YOUR PORTFOLIO Add the funds you already hold and see a single consolidated total in Kenyan shillings. View your allocation across fund types at a glance. Estimate how a holding could grow with the projection tools, with withholding tax applied so the figure reflects what you would actually keep. BUILT FOR CLARITY Consistent, comparable figures instead of marketing language. Clean charts and readable numbers. Rate data drawn from public sources including the Central Bank of Kenya, the Capital Markets Authority and fund managers. Fructa is not affiliated with, endorsed by or operated by any of these institutions. FRUCTA PRO Fructa is free to use. Fructa Pro is an optional auto-renewable subscription that adds deeper analysis, including fuller weekly and monthly reports and statement checks. Fructa Pro is available as a monthly or annual subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings after purchase. IMPORTANT Fructa is an information and comparison tool. It shows publicly available rate data and lets you track holdings you manage elsewhere. It does not hold your money, process transactions or place trades on your behalf. Fructa does not provide financial, investment, tax or legal advice, and nothing in the app is a recommendation to buy or sell any product. Rates change, and past performance does not guarantee future results. Always confirm figures with the provider, and consider speaking to a licensed financial advisor before making a decision. Terms of Use (EULA): https://fructa.africa/terms Privacy Policy: https://fructa.africa/privacy

What’s new

Version 1.0.3 · Updated October 18, 2026

What's new in Fructa - A fresh look across the whole app. - Weekly stories: the week's biggest rate moves, told in a minute, with charts that open instantly. - Daily stories, only on days when something actually moved. - Check a statement: see whether your fund credits what it publishes. - Google Drive backup that stays connected, saves after every change and restores on a new phone. - Your tools in one place: reports, goals and fund watch, each showing what matters now. - Switch between gross and net rates anywhere. - Tap a fructa.africa fund link and it opens right in the app. - Faster and smoother, with many fixes.

App privacy

The developer, George Gakuubi, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Diagnostics: Crash Data, Performance Data
  • Purchases: Purchase History
  • Financial Info: Payment Info

Used for: Analytics, Product Personalization, App Functionality, Other Purposes

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