KaiJar: Budget Planner
GAURAV CHOUKSE Finance iPhoneiPadiPod touch
KaiJar: Budget Planner is a free Finance app for iPhone and iPad by GAURAV CHOUKSE. Requires iOS 15.1. Updated August 21, 2026.
- Price
- Free
- on the App Store
- Size
- 35 MB
- Age 4+
- Updated
- Aug 21
- 2026 · v1.3.0
Screenshots
About KaiJar: Budget Planner
Everything a $100-a-year budget app does with your bank data — done from your statements, on your phone, free. KaiJar never asks for your bank login. Import a PDF or CSV statement from any bank, review every transaction before it lands, and KaiJar learns your merchants so the next import files itself. BUDGET LIKE THE BIG APPS • Give every dollar a job, and see what's left to spend at a glance • Unspent money rolls into next month — a quiet month builds a buffer • Overspending carries forward honestly, never swept under the rug • Split one receipt across categories: one Costco run, three budgets SEE WHERE IT ALL GOES • The Money Map shows your whole month in one picture • Net worth, tracked over time from balances you enter • A debt payoff planner that shows what paying $50 extra actually saves • Savings goals with real funded-by dates SHARE WITH YOUR HOUSEHOLD • One budget between two phones, no per-seat pricing • Recurring bills post themselves and remind you the day before PRIVATE BY DESIGN • Your data stays on your device unless you turn on the optional account • No ads, no analytics, no trackers — the privacy label speaks for itself • Back up everything to a file you own, restore it anywhere No subscriptions. No bank linking. No catch.
What’s new
Version 1.3.0 · Updated August 21, 2026
Penny Budget is now KaiJar. Same app, same person building it, and your data is exactly as you left it. If the icon on your home screen looks different this morning, that is why — nothing has been taken over. Every transaction, budget, card, savings goal and category is exactly where it was. You do not need to sign in again, re-import a statement, or re-share your household — the sharing code you already gave someone still works. Why: there were a dozen or more apps called some version of "Penny Budget", and being impossible to find in a search is a bad problem for an app you open every day. KaiJar is ours alone. The new icon is a jar filling up with coins, which is closer to what the app actually does than a piggy bank was. ALSO NEW IN THIS UPDATE • Pay for something straight out of a fund. Pick the fund on a transaction and the withdrawal is filed for you — no re-typing the same amount on another screen. You see what the fund will be left with before you save, and deleting or refunding the charge puts the money back. • The Budget screen now stops you before an edit assigns more than the month's income, tells you by how much, and offers a way out.
App privacy
The developer, GAURAV CHOUKSE, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Contact Info: Email Address
- Identifiers: User ID
Used for: App Functionality
Alternatives to KaiJar: Budget Planner
Looking for apps like KaiJar: Budget Planner? Here are 6 similar apps on the App Store. The highest rated is Arvio: Budgeting (5.0/5), and all 6 are free to download.
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Household Finances
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Arvio: Budgeting
5.0
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Yennies
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ZeroOut Debt Planner
5.0
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MizuFlow — Wealth & Allocation
5.0
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SwingTrader by IBD
2.9
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| KaiJar: Budget Planner | – | Free | August 21, 2026 | |
| Household Finances | – | Free | Apr 22, 2026 | Compare |
| Arvio: Budgeting | 5.0 / 5 (3) | Free | Sep 29, 2026 | Compare |
| Yennies | – | Free | Aug 16, 2026 | Compare |
| ZeroOut Debt Planner | 5.0 / 5 (1) | Free | Apr 10, 2026 | Compare |
| MizuFlow — Wealth & Allocation | 5.0 / 5 (17) | Free | Oct 20, 2026 | Compare |
| SwingTrader by IBD | 2.9 / 5 (101) | Free | Oct 8, 2026 | Compare |