PennyTap Budget Tracker

PennyTap is a simple personal bookkeeping app for daily income, spending, bills, budgets, and monthly statistics. Record an expense or income in a few taps, choose a category and account, add a note, and keep each ledger organized. The overview shows your monthly balance, budget progress, recent bills, and category breakdowns so you can see where your money went without building a spreadsheet. Free features include quick entry, bill management, search and filters, custom categories, accounts, ledgers, monthly budgets, recurring bills, local JSON backup and restore, reminders, privacy lock, dark mode, and home screen widgets. PennyTap Pro adds CSV import, CSV export, and iCloud manual backup and restore. iCloud backup is a manual recovery tool, not automatic multi-device sync. PennyTap does not require an account. Your main ledger data is stored on your device with SwiftData, and the widget uses a small local App Group snapshot for monthly stats. Terms of use: https://pureinsight.co/apps/pennytap/terms