Welty

Welty shows you exactly where your money will be — in 2, 5, 10, or up to 40 years. No guesswork. No subscriptions. No account needed. Enter your income, expenses and savings accounts once, and Welty instantly builds a personalised long-term forecast based on your real numbers. FORECAST YOUR WEALTH See your projected balance at 2, 5, 10 years — or set a custom horizon up to 40 years. Watch your chart update live as you adjust your finances. SET GOALS & TRACK THEM Add financial goals — a home deposit, emergency fund, dream holiday — and Welty tells you exactly when you'll reach each one based on your forecast. RUN WHAT-IF SIMULATIONS What if you cut expenses by 20%? Got a raise? Started investing? Simulate any change and see the impact on your long-term wealth — without touching your real data. FULLY PRIVATE. FULLY YOURS. Welty is local-first. All your financial data is stored exclusively on your device. No account to create, no server, no cloud sync. Your numbers never leave your phone. WELTY PRO — ONE-TIME PURCHASE Upgrade once, own it forever. No monthly fees, ever. • Unlimited financial profiles • Household overview • Unlimited incomes, expenses & accounts • Multiple forecast scenarios side by side • Data backup & restore WELTY IS FOR YOU IF... • You want to know when you can afford something big • You're tired of finance apps that lock features behind a monthly subscription • You're tired of bloated apps that take an hour to set up • You value privacy and don't want your data on someone else's server • You want a clear, honest picture of your financial future Start your forecast in under 2 minutes.