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About RetireOdds: Retirement Plan

KNOW YOUR ODDS — NOT A GUESS Most retirement calculators give you one rosy number. RetireOdds runs your plan through 1,000 simulated market futures — booms, crashes, inflation and sequence-of-returns risk — and tells you the share of them where your money lasts. That percentage is your Chance of Successs. WHAT YOU CAN DO • Get a real Chance of Success, backed by a 1,000-path Monte Carlo simulation • Track net worth, portfolio, cash flow and spending in one clean dashboard • Import a brokerage CSV (Fidelity, Schwab, Vanguard, E*Trade) for live prices • Scan receipts with your camera — read on-device, nothing is uploaded • See your Years to FI and whether you can retire early • Compare safe-withdrawal strategies: the 4% rule, Guyton-Klinger, Vanguard dynamic, CAPE and more • Stress-test with inflation, market shocks and Social Security timing BUILT FOR FIRE & EARLY RETIREMENT Set your age, target retirement age, portfolio and monthly spending. RetireOdds projects every year to age 95 and shows the median path plus the full range — so financial independence stops being a guess. Perfect for anyone chasing FIRE or asking "how much do I need to retire?" PLANNING TO RETIRE ABROAD? Model an expat retirement with dual-currency budgets, FX shocks and foreign-tax regimes — see whether your money lasts in another country and currency. PRIVATE BY DESIGN • No bank linking — ever • Passkey sign-in with Face ID / Touch ID — no passwords • Receipts are scanned on your device; your financial data stays yours WHO IT'S FOR Anyone asking "can I afford to retire?", "when can I reach financial independence?", or "will my retirement savings last?" — whether you're 25 and starting out or 55 and counting down Enter five numbers. Get your odds. Start free. Privacy Policy: https://www.retireodds.com/privacy Terms of Use (EULA): https://www.retireodds.com/terms

What’s new

Version 2.8 · Updated August 4, 2026

- taxes, detailed projections of your current taxes, quarterly payments - whatif scenario explore - see how major life decisions impact your RetireOdds.

App privacy

The developer, Mayur Kamat, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info

Used for: App Functionality

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