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About Invest-U

Financial literacy for the real world. Invest-U is a free, nonprofit platform that helps teens, college students, and new earners build lifelong money skills through interactive learning, realistic simulations, and hands-on practice. Instead of memorizing definitions, you'll make financial decisions, experiment without risk, and build confidence before managing real money. Master topics schools often overlook, including: • Budgeting and cash flow • Banking and taxes • Saving and emergency funds • Credit scores and debt management • Investing and compound growth • Retirement accounts • Insurance and fraud prevention • Renting, salary negotiation, and other real-world financial decisions Lessons include real-life examples, quizzes, interactive exercises, and personalized learning paths designed for your stage of life. Apply what you learn using 20+ built-in financial calculators and simulators, including: • Budget Builder • Paycheck Decoder • Compound Growth Calculator • Emergency Fund Planner • Credit Score Simulator • Debt Payoff Planner • Student Loan Planner • Tax Calculators • Savings Goal Planner • Investment Analysis Tools Practice investing with a realistic stock market simulator featuring: • $10,000 virtual portfolio • Real market data • Market, limit, stop, and trailing stop orders • Portfolio analytics • Watchlists and price alerts • Performance tracking Learning becomes a habit with: • XP and leveling • Daily streaks • Achievements • Weekly challenges • Leaderboards • Financial IQ scoring • Personalized financial identities based on your decisions and learning habits Explore realistic financial scenarios like getting your first paycheck, renting an apartment, managing unexpected expenses, choosing between job offers, and more. Then, see how your decisions shape your financial future. Whether you're preparing for college, starting your career, or simply want to become more financially confident, Invest-U provides the knowledge, practice, and tools to help you make smarter financial decisions. Always free. No ads. No subscriptions. Built to improve financial literacy for everyone.

What’s new

Version 2.0.0 · Updated September 14, 2026

New in this update: - DECA Track: a full competitive prep module built specifically for DECA members. Study financial literacy concepts aligned to DECA event categories and test your knowledge with real practice questions. - BPA Practice Tests: Exams and calculation exercises designed for Business Professionals of America competitors. Covers bank reconciliation, check labeling, credit card calculations, and more. - Bug fixes and performance improvements.

App privacy

The developer, Invest-U, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Contact Info: Email Address, Name
  • Identifiers: User ID

Used for: Analytics, App Functionality

Alternatives to Invest-U

Looking for apps like Invest-U? Here are 6 similar apps on the App Store. The highest rated is Credit Boss Lady (5.0/5), and all 6 are free to download.

Invest-U vs. alternatives
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