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About Qonfido-Ask More of your Money

Qonfido is your AI financial analyser for smart money decisions, intelligent, personalised, and private. Most Indian investors have various questions regarding their portfolio, but don't have a reliable place to ask. Qonfido was built to close that gap. Ask AI about your mutual funds directly, get a real AI mutual fund analysis of what you already own, and invest with a partner that answers to you What you can do with Qonfido. A. Portfolio Aggregation — Bring all your mutual fund holdings, across fund houses, into one place for a complete, honest picture of your money. B. AI Portfolio Analysis - Ask AI about your mutual funds and get instant answers on your portfolio, asset allocation, and whether your risk profile actually matches your goals. C. Free Portfolio Health Check- See exactly where your money sits: are you underinvested in equity, overpaying in a mutual fund plan, or holding too much debt. D. Smart SIP Investing - Start, track, and review your SIP investment with an app built for ongoing analysis, not just execution. Know when your SIP still fits your goal, and when it doesn't. E. Tax-Smart Guidance - Understand the tax liability sitting inside your portfolio, from capital gains rules to whether your tax-saving mutual funds still make sense for you. F. Goal-Based Planning - Map every rupee to a real goal, retirement, a home, your child's education, your FIRE number with guidance that adjusts as your life and income change. G. Smart, Non-Intrusive Alerts - Get notified about what actually matters: SEBI mutual fund rule changes, new fund categories, and moments worth a portfolio review, not noise. H. Mutual Fund Investing (COMING SOON)- Invest directly in mutual funds on the app. Why Qonfido Unlike traditional investment apps built for quick execution, Qonfido is built for the conversation that happens around investing. No jargon, no sales pitch dressed up as advice, no generic allocation. Just a private, intelligent AI investment analysis that helps you ask better questions about your own money and act on the answers. Be Money Confident with Qonfido at your side. Accessible 24x7, wherever you are. Qonfido is a portfolio aggregator with AI-powered guidance. It does not guarantee investment returns. Mutual fund investments are subject to market risks. Qonfido is a trademark of XLFI Ventures Pvt Ltd., which is an AMFI registered Mutual Fund Distributor with ARN number 329102.

What’s new

Version 1.1 · Updated October 20, 2026

Improved Dashboard User Experience with Proactive Smart Insights.

App privacy

The developer, XLFI Ventures Private Limited, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID
  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Phone Number, Name
  • Identifiers: Device ID, User ID
  • Usage Data: Advertising Data, Product Interaction
  • Financial Info: Other Financial Info
  • Search History: Search History
  • Sensitive Info: Sensitive Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

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