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About Unicorn Money

Finally on the same page as your money. Unicorn Money is a budget app built for two. Instead of charts to reconcile and transactions to categorize, you get Una — a companion who helps you and your partner plan the month, talk through the hard calls, and stay ahead of your money instead of cleaning up after it. Text her like you'd text a friend. "$25 at the grocery store." "Can we eat out tonight?" "Can we afford a trip in October?" Una understands plain English and writes back like she's sitting next to you. Hands full? Talk to her out loud — same Una, same memory, voice or text, no add-on. BUILT AROUND YOUR REAL PAYCHECK Most apps assume your money lands on the 1st. Yours might not. Una organizes your month around when you actually get paid — the 1st and 15th, every other Friday, however your household runs. Rent stops surprising you. THE MONTHLY RITUAL At the start of each month, Una walks you and your partner through the Three Pillars — Save, Give, and Spend. The numbers adjust as you talk. You commit together. Then you go live your life. No "fill in 40 categories" — just a conversation about the month ahead. YOU'RE THE ONE LOGGING You enter what you spend — that's the practice, and it's what keeps you ahead of your money. Nothing syncs behind your back. No background feed, no dashboard to reconcile. And if you ever fall behind, Una+ can pull your recent transactions so you check off what's real in a tap. Nothing lands on its own — the logging decision is always yours. A COMPANION, NOT AN AUTOPILOT Una helps you decide; she never moves your money for you. She remembers your goals, reads her own month-end notes before every conversation, and coaches with warmth. She'll explain why an emergency fund matters or help you think through paying down debt. She'll never scold you for last night's takeout. DESIGNED FOR TWO Real-time shared access between partners, individual chats with Una, and partner sign-off on the monthly plan. A shared household feed, so nothing's a surprise. You're a team; your budget should know it. BRING ANY BUDGET A spreadsheet, a PDF, even a photo of last month's plan on the back of an envelope — Una reads it and turns it into a working budget in minutes. Start where you are, not from scratch. Try Unicorn Money free for 14 days — no card required. Una's coaching is general guidance, not personalized financial advice. Unicorn Money is a budgeting tool, not a financial advisor. Consult a qualified professional for advice specific to your situation. Terms of Use (EULA): https://unicornmoney.app/terms

What’s new

Version 1.2 · Updated June 27, 2026

This update makes your Home screen smarter and logging money faster. • Log money in, not just out — a redesigned entry sheet handles income, money paid back to you, savings, and gifts, all in one place. A new "New transaction +" button on Home gets you there in a tap. • Get reimbursed without the mess — mark something as owed-back, then settle it when the cash arrives, with a nudge to pay down the card you fronted it on. • Ask Una anything — summon your money companion from Home, and share a clean snapshot of where you stand. • Goals without a number — set an open-ended goal for a "someday" idea without having to commit to an amount yet. • Smoother onboarding, plus a batch of reliability and accuracy fixes.

App privacy

The developer, Unicorn Money LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name, Phone Number
  • User Content: Other User Content
  • Identifiers: User ID

Used for: Analytics, App Functionality

Alternatives to Unicorn Money

Looking for apps like Unicorn Money? Here are 6 similar apps on the App Store. The highest rated is Kova: Money Made Simple (5.0/5), and all 6 are free to download.

Unicorn Money vs. alternatives
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Unicorn Money 5.0 / 5 (1 rating) Free June 27, 2026
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Republic Finance 3.6 / 5 (79) Free Jun 27, 2026 Compare

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