billmo
John Michael Paraguya Finance iPhoneiPadiPod touch
billmo is a free Finance app for iPhone and iPad by John Michael Paraguya. Requires iOS 15.1. Updated October 7, 2026.
- Price
- Free
- on the App Store
- Size
- 44 MB
- Age 4+
- Updated
- Oct 7
- 2026 · v1.1.0
Screenshots
About billmo
Splitting a bill should take seconds, not a spreadsheet. billmo turns a photo of any receipt into a fair, itemized split — so everyone pays exactly their share. SCAN & SPLIT IN SECONDS Point your camera at the receipt. billmo reads each line item, and you just tap who had what. It does the math — including service charge and discounts — down to the cent. KNOW WHO OWES WHAT billmo keeps a running balance with every person and group. See "To Pay" and "To Collect" at a glance, and settle up when you're squared away. Balances between registered users stay perfectly in sync on both sides. GROUPS THAT STAY CLEAN Create a group for the trip, the flat, or the barkada. Add expenses, and billmo tracks each person's share automatically. Join by QR or code, with the group creator approving who gets in. GET PAID YOUR WAY Save your bank or e-wallet QR once. When someone owes you, they can pull it up and pay you directly — and only people who actually owe you can see it. BUILT FOR THE REAL WORLD - Multi-currency: record a bill in the local currency, see your share in your home currency - Recurring bills for rent, subscriptions, and monthly splits - Works with friends who aren't on billmo yet — add them by name - Your receipts are never stored: they're read once and discarded PRIVATE BY DESIGN Your bills and balances are yours. Delete your account anytime and your personal data is erased. Free to use, with free scans to get you started. Optional Splitties bundles top up your receipt scans whenever you need more. Split the bill, skip the awkward. Download billmo.
What’s new
Version 1.1.0 · Updated October 7, 2026
Sign in faster, get notified when it matters, and a cleaner, smoother billmo. Plus fixes and improvements.
App privacy
The developer, John Michael Paraguya, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- User Content: Photos or Videos, Other User Content
- Identifiers: User ID
Used for: App Functionality
Alternatives to billmo
Looking for apps like billmo? Here are 6 similar apps on the App Store.
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Judit: Bills & Subscriptions
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Sero: Budget & Expense Tracker
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Monerva: Spend Wisely
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Silo - Budget & Bills Tracker
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Subscription Tracker: Sabsi
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SplitSnap: AI Bill Splitter
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| billmo | – | Free | October 7, 2026 | |
| Judit: Bills & Subscriptions | – | Free | Sep 12, 2026 | Compare |
| Sero: Budget & Expense Tracker | – | Free | Aug 29, 2026 | Compare |
| Monerva: Spend Wisely | – | 0.99 USD | Jun 29, 2026 | Compare |
| Silo - Budget & Bills Tracker | – | 2.99 USD | Oct 22, 2026 | Compare |
| Subscription Tracker: Sabsi | – | Free | Oct 17, 2026 | Compare |
| SplitSnap: AI Bill Splitter | – | Free | Aug 8, 2026 | Compare |
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