Moza: Budget & Finance
Shandy Sutanto Finance iPhoneiPadiPod touch
Moza: Budget & Finance is a free Finance app for iPhone and iPad by Shandy Sutanto. Requires iOS 15.0. Updated October 9, 2026.
- Price
- Free
- on the App Store
- Size
- 42 MB
- Age 4+
- Updated
- Oct 9
- 2026 · v1.8.12
Screenshots
About Moza: Budget & Finance
Moza is a personal finance app that helps you track expenses, build budgets, monitor net worth, and make better financial decisions. Unlike traditional expense trackers, Moza is designed as a calm financial workspace where your transactions, budgets, goals, accounts, and insights come together in one place. Whether you're managing monthly expenses, planning savings goals, paying off debt, or understanding your spending habits, Moza helps you stay organized with clarity—not complexity. FEATURES • Track expenses and income Record spending, income, transfers, recurring transactions, and receipts while keeping every account organized. • Budget planner Create flexible budgets, allocate money intentionally, monitor spending, and stay on track each month. • Money manager Manage bank accounts, cash, credit cards, assets, liabilities, and view your complete financial picture. • Net worth tracker Monitor your financial progress over time with net worth, account balances, and long-term trends. • Financial goals Save for future purchases, emergency funds, debt payoff, vacations, and other financial milestones. • AI-powered financial insights Receive personalized insights that help explain spending patterns, highlight trends, and support smarter financial decisions. • Financial journal Add notes and reflections to transactions so you can remember not only what happened, but why. • Financial planning Organize budgets, goals, recurring expenses, and future plans from a single workspace. WHY MOZA? Many budgeting apps focus only on recording transactions. Moza helps you understand the story behind your money. Instead of overwhelming dashboards and complicated spreadsheets, Moza provides thoughtful tools that help you build healthier financial habits and make more confident decisions over time. Whether you're looking for a budget planner, expense tracker, money manager, net worth tracker, or personal finance app, Moza helps you organize your financial life in one calm, intelligent workspace. Understand your money. Make better decisions. Build a healthier financial life. Terms of Use (EULA): [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://moza.so/privacy](https://moza.so/privacy)
What’s new
Version 1.8.12 · Updated October 9, 2026
This update includes performance improvements, bug fixes, and refinements across the app, along with occasional new features to help you better understand your money, plan ahead, and make more confident financial decisions.
App privacy
The developer, Shandy Sutanto, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Diagnostics: Crash Data, Performance Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Name, Email Address
- Purchases: Purchase History
- Identifiers: User ID
- User Content: Photos or Videos
Used for: Product Personalization, App Functionality, Other Purposes
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
Used for: Product Personalization, App Functionality, Other Purposes
Alternatives to Moza: Budget & Finance
Looking for apps like Moza: Budget & Finance? Here are 6 similar apps on the App Store. The highest rated is Purpose Budget (5.0/5), and all 6 are free to download.
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Purpose Budget
5.0
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Salary Lens
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Scary Budget
5.0
-
cinder.fi: Budget & Retirement
-
Pibo Money: AI Budget Tracker
-
FreedomPilot
3.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Moza: Budget & Finance | – | Free | October 9, 2026 | |
| Purpose Budget | 5.0 / 5 (1) | Free | Sep 18, 2026 | Compare |
| Salary Lens | – | Free | Jun 15, 2026 | Compare |
| Scary Budget | 5.0 / 5 (4) | Free | Sep 29, 2026 | Compare |
| cinder.fi: Budget & Retirement | – | Free | Oct 20, 2026 | Compare |
| Pibo Money: AI Budget Tracker | – | Free | Sep 29, 2026 | Compare |
| FreedomPilot | 3.0 / 5 (6) | Free | Oct 2, 2026 | Compare |