Loan and Mortgage Calculator

Loan and Mortgage Calculator — a professional tool for calculating any type of loan, mortgage, or early repayment. No unnecessary buttons — simply enter the data and get instant results. APP FEATURES Loan Calculator Calculate a consumer loan in seconds. Supports two payment types: • Annuity — a fixed monthly payment • Differentiated — payments that decrease over time Find out your monthly payment, total repayment amount, total interest cost (in rubles and as a percentage), and the effective interest rate. Mortgage Calculator Special mode for mortgage loan calculations: • Down payment — enter the amount or percentage; fields synchronize automatically • Insurance — includes annual insurance costs in the monthly payment • Tax deduction — calculates the 13% personal income tax refund (up to ₽260,000 on the principal and up to ₽390,000 on interest) • Actual property cost — accounts for all associated expenses Early Repayment Find out how much you can save with partial early repayment: • One-time payment — specify the date and amount • Monthly extra payment — start from any month • Choose a goal: shorten the term or lower the monthly payment • Visual comparison: without vs. with early repayments Payment Schedule Detailed month-by-month table: • Payment date, amount, principal, interest, remaining balance • Filter: view the first 12 or 24 months, or the entire schedule • Share schedule — export to a text file Calculation History Save calculations and revisit them anytime: • Store up to 50 calculations • Delete with a swipe • Last entered parameters are restored upon opening VISUAL ANALYTICS • Pie chart — ratio of principal to total interest paid. Tap a segment to see the exact amount • Bar chart — payment breakdown by year • All charts are animated FEATURES - Works entirely offline — no internet needed for calculations - Real-time calculation — results update with every keystroke - No registration required — just download and calculate - Supports terms up to 30 years (360 months) - Automatic number formatting: 1,234,567 ₽ - Dark mode — easy to view at any time of day WHO IS THIS APP FOR? • Anyone taking out a mortgage and wanting to compare bank offers • Anyone planning a consumer loan and calculating total interest costs • Anyone currently repaying a loan and considering early repayment • Anyone wanting to determine which payment type suits them best • Professionals advising clients on loan products PRIVACY The app does not collect personal data. All calculations are performed locally on your device. Internet access is used only to display ads. Loan Calculator — calculate smartly, pay less.