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About Financial Flows

Financial Flows is a private, easy-to-use personal finance app that shows you where your money goes - and where it is heading. Track every transaction, organise multiple accounts, and watch your balance update instantly. A clear dashboard shows your income, spending and net position at a glance, while the cash flow forecast projects your balance forward from your recurring income and bills. KEY FEATURES - Dashboard overview: total balance, income and expenses in one place - Transactions: fast entry, categories, search and attachments (snap a receipt) - Accounts: track as many as you need - Cash flow forecast: see your projected balance from recurring items - Reports: spending by category, income vs expenses, net worth and a Year in Review - Budgets and savings goals: plan ahead and stay on track - Multi-currency, in English and Dutch PRIVATE BY DESIGN Your data lives on your device. Nothing is shared or sold. Turn on optional Cloud Sync to back up and sync securely across your phone and the web. FOR FREELANCERS AND SMALL BUSINESS (Professional) - Business entities and invoicing - Business budgeting and a revenue calculator - Profit and loss reports Buy Personal Premium or Professional once, or get the Pro Bundle. Cloud Sync is a simple monthly or yearly subscription. Start free. No ads, ever. Privacy Policy: https://financialflows.app/about#privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

App privacy

The developer, Nick Van den Acker, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address
  • User Content: Photos or Videos
  • Identifiers: User ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data

Used for: Analytics

Alternatives to Financial Flows

Looking for apps like Financial Flows? Here are 6 similar apps on the App Store. The highest rated is ABN AMRO Creditcard (4.8/5), and all 6 are free to download.

Financial Flows vs. alternatives
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Expense & Budget App: Spendee 4.6 / 5 (6,261) Free Oct 27, 2026 Compare

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