Paisa Pal

Managing money in a foreign country is hard. Paisa Pal makes it simple. Built specifically for Indian students studying in Malaysia, the USA, and the UK, Paisa Pal lets you record every expense in your local currency while instantly showing you what it means in rupees — because that's how most of us actually think about money. LIVE INR CONVERSION See every transaction, budget, and bill converted to ₹ in real time using live exchange rates. Toggle between local currency and INR with a single tap. No manual math, no guessing. EXPENSE TRACKING Log meals, transport, rent, groceries, and more in seconds. Smart category presets speed up common entries. Every expense is stored with the exact exchange rate at the time, so your history is always accurate even when rates change. BUDGET BARS Set monthly or weekly spending limits per category. Animated budget bars show how much you've used at a glance. Nudge alerts fire at 80% and 100% so you can course-correct before you overspend. INCOME & SAVINGS Set your monthly income in any currency and Paisa Pal converts it to your view currency automatically. Define a savings target percentage and see exactly how much of your income is available to spend. RECURRING BILLS Track rent, Netflix, Spotify, phone top-ups, and any other recurring costs. Bills are sorted by urgency — overdue and due-today items jump to the top with a one-tap "Paid" button. ATTENDANCE TRACKER Keep track of your university class attendance. Log present or absent for each session, see your attendance percentage per course, and get a warning when you're close to the minimum threshold. WORKS OFFLINE All your data lives on your phone. No account needed, no server, no subscription. Open the app anywhere — even with no internet — and everything is right there. DESIGNED FOR YOUR LANE Choose your lane at setup — India → Malaysia, India → USA, or India → UK — and Paisa Pal pre-loads the right currency, bill templates, and quick-add presets for your country. Privacy first: all data is stored locally on your device and never sent to any server.