Turtle Bank

Turtle Bank is the easiest way for parents to track their kids' money — and teach them what to do with it. Every child gets three buckets: Spend, Save, and Give. You choose how each deposit splits between them (like 60/30/10), and Turtle Bank does the math. Allowance, chores, birthday money — add it in seconds and watch the buckets grow. No bank accounts, no debit cards, no real money moving around. Turtle Bank is a shared family ledger: a trustworthy replacement for the piggy bank and the sticky note on the fridge. • Three buckets per kid — spending money, long-term savings, and giving to others • Automatic splits — set each child's percentages once; every deposit divides itself • Withdrawals & transfers — spend from a bucket or move money between them • A clear history — every deposit and withdrawal is logged, with a memo for why • Co-parenting built in — invite the other parent with a code or QR scan; you both manage the same balances • Kid-friendly design — big, bright, and simple enough to review together Made for parents who want their kids to learn that some money is for spending, some is for saving, and some is for giving.