Snowball: Savings Planner

■ A tiny snowflake becomes a snowball Snowball is a different kind of money app: it puts the money you KEPT front and center. That $5 coffee you skipped today isn't just $5 — rolled forward with compound growth, it's a much bigger snowball in 10 years. Snowball shows you that future value the moment you save it. ■ Tempted? Park it first The best way to beat an impulse buy is to delay the decision — just a little. Found something you want? Park it in Snowball for 6 hours, a day, 3 days, or a week. When the time is up, we'll ask again: "Still want it?" If you held out, the money goes straight into your savings record. If you bought it — that's a decision too. No guilt either way. ■ Habits that stick - Streaks: every day you save, your streak grows - Snowflake collection: each saving mints a one-of-a-kind snowflake - Badges: milestones worth collecting - A mascot that grows with your savings ■ A full expense tracker, too - Track spending and income, customize categories and payment methods - Budgets with pace gauges and smart suggestions - Recurring expenses logged automatically — even end-of-month due dates - Weekly spending report: what you spent, what you kept - Natural-language quick entry, home screen widgets ■ Travel and shared ledgers - Shared trip ledgers with foreign currencies and 1/N settlement - A shared household book for couples — you choose what to share, always - Comments on entries, so the ledger becomes a conversation ■ See your future - Asset scenario simulator: optimistic, base, pessimistic — in one chart - Goal planner that tells you when you'll get there at your pace - Subscription cost comparison: what canceling really earns you Start with one skipped coffee. Watch it snowball.