Spence Monthly Budget

Spence Monthly Budget is a simple, calm way to manage your money month by month. Add your monthly income, organise bills and spending, and see what remains at a glance. Built for everyday life, it helps make your budget easier to return to without complicated spreadsheets or unnecessary clutter. Keep track of your monthly picture, compare past months, and build a clearer view of where your money goes. Features include: • Monthly income and spending tracking • Bill and category organisation • Remaining-balance summaries • Budget history and simple month-to-month comparisons • An investments section for recording amounts added and current values • An Investment Calculator for exploring illustrative growth projections Spence Monthly Budget is designed for personal organisation. Investment entries and calculator projections are based on information entered by the user, are illustrative only, and do not provide financial advice, live market data, or investment recommendations.