Nexus Planning: Money & Debt

Nexus Planning is your complete financial picture — budgets, net worth, debts, investments, and insurance — planned entirely on your phone. No account to create. No bank logins. No servers. Your financial data lives in one place: your device. PRIVATE BY DESIGN • Works fully offline — nothing is uploaded, ever • No sign-up, no tracking, no analytics • Optional Face ID lock • One-tap encrypted-device backups you control • The only network call: stock tickers fetch public prices (no account info involved) KNOW WHERE YOU STAND • Net worth from your real accounts, investments, and debts • Home & auto equity: link a mortgage to your house and watch equity grow with every payment • Investment portfolio with live prices — import positions straight from a brokerage PDF statement CRUSH YOUR DEBT • Payoff planner compares avalanche vs. snowball and shows your debt-free date • Student loans: PSLF tracking counts your qualifying payments and factors forgiveness into the plan • Mortgages with escrow handled correctly — only principal reduces the loan • Schedule payments and they post automatically, interest and principal split for you EFFORTLESS TRACKING • Import bank or card statements as PDF, Excel, or CSV — reviewed before anything is saved, file deleted after • Recurring bills compress into one line with full history inside • Paychecks modeled gross to net, auto-posted on payday • Budgets by category with a suggested starter plan PLAN AHEAD • “Can I afford it?” — test a car or big purchase against your real cash, budget, and debt load • 12-month cash-flow forecast • Retirement projection and compound-interest calculator • Savings goals with the monthly amount needed to hit them • Life & disability insurance checkup: is your coverage enough for your debts and income? BUILT FOR HOUSEHOLDS • Share a snapshot with your partner’s phone — view-only, no accounts, nothing leaves your devices Set up in minutes with a guided walkthrough — and skip anything you like.