Brenda: Budget & Money Coach
Xerence Innovations Limited Finance iPhoneiPadiPod touch
Brenda: Budget & Money Coach is a free Finance app for iPhone and iPad by Xerence Innovations Limited. Requires iOS 15.1. Updated October 15, 2026.
- Price
- Free
- on the App Store
- Size
- 129 MB
- Age 4+
- Updated
- Oct 15
- 2026 · v2.1.0
Screenshots
About Brenda: Budget & Money Coach
Give your money a job. Brenda is a budget with pockets: Rent, Food, Transport, Savings and whatever else your life needs. Tell Coach what you earn and what you're working towards, and Brenda drafts your pockets in minutes. Change anything, anytime. HOW IT WORKS 1. Tell Coach about your money: income, payday, what you're here for. Two minutes. 2. Coach drafts pockets from your goals. You change anything you like. 3. Payday lands, Coach proposes the split, you confirm. WHAT YOU GET • Pockets: every part of your budget has its own pocket, with what's left to spend always in view. • Coach: your AI money coach watches bills, balances and pace. One sentence, one move, one tap. Ask anything: "Can I afford this?" "Where did my money go?" • Nudges, not lectures: bills flagged before a pocket runs short, with a one-tap fix. • Insights: spending, cash flow and budget health on one screen. Compare any month with the last and share it in a tap. • Goals: save towards what matters and watch progress every payday. • Scan receipts and add spending in a tap. • Your month, Wrapped: a shareable look back at where your money went. IN NIGERIA: A BUDGET YOU CAN SPEND FROM Open a Brenda wallet and every pocket becomes a real balance. Spend from Food and Food goes down. • Add money by bank transfer. • Send money to any Nigerian bank account or @brenda tag. • Pay airtime, data, TV subscriptions and electricity, each from the pocket it belongs to. You see the budget impact before you enter your PIN, and meter tokens land on your clipboard. • Rules: auto-pay recurring bills on schedule, budget-checked first. • Move money between pockets in one tap. Not ready for a wallet? Plan your pockets and track spending first, then open it when you're ready to move money. SAFE BY DESIGN • Your wallet is an account at a CBN-licensed partner bank. Brenda never holds your money. • Identity checked with your BVN and a quick face check. Add your NIN to raise your limits. Limits are always shown. • PIN on every payment, Face ID to open the app. • We never sell your data. PRICING Planning your pockets and opening a wallet are free. Any payment fee is shown on the review screen before you enter your PIN. Coach is part of Brenda Pro. SUBSCRIPTION Brenda Pro is an auto-renewable subscription. • Monthly: $15.99 / month • Annual: $159.99 / year Payment is charged to your Apple ID at confirmation of purchase. Your subscription auto-renews for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel in App Store settings. Terms of Use (EULA): https://www.usebrenda.com/terms Privacy Policy: https://www.usebrenda.com/privacy
What’s new
Version 2.1.0 · Updated October 15, 2026
- Bug fixes and performance improvements - Pay via nearby now live
App privacy
The developer, Xerence Innovations Limited, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Name, Email Address, Other User Contact Info
- Purchases: Purchase History
- Financial Info: Other Financial Info
- User Content: Customer Support, Other User Content
- Identifiers: User ID, Device ID
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
- Other Data: Other Data Types
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes
Alternatives to Brenda: Budget & Money Coach
Looking for apps like Brenda: Budget & Money Coach? Here are 6 similar apps on the App Store. The highest rated is Utilify: Secure Bill Payments (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Brenda: Budget & Money Coach | – | Free | October 15, 2026 | |
| Utilify: Secure Bill Payments | 5.0 / 5 (1) | Free | Oct 30, 2026 | Compare |
| Kuditrak: AI Budget Tracker | – | Free | Oct 29, 2026 | Compare |
| ZenFi - Personal Finance | – | Free | Oct 30, 2026 | Compare |
| Xantos | 4.8 / 5 (55) | Free | Sep 13, 2026 | Compare |
| Moniger | 4.8 / 5 (8) | Free | Oct 3, 2026 | Compare |
| NASD Mobile | 1.0 / 5 (3) | Free | Oct 31, 2026 | Compare |