MonthFlow

MonthFlow helps you understand whether this month’s money flow is safe, tight, or dangerous without turning your life into daily bookkeeping. Instead of entering every transaction, you update your balance when something changes and add important planned payments. MonthFlow compares the current month with your recent monthly rhythm, then explains the status with clear reasons. What MonthFlow is for: • See if this month looks Safe, Tight, or Danger • Update balance snapshots quickly • Add planned payments that affect the month • Compare against recent month anchors in Precision Mode • Keep your data local-first What MonthFlow is not: • Not a transaction ledger • Not bank linking • Not server-stored finance data • Not opaque AI financial advice Use MonthFlow when you do not want a full budgeting system, but still want to know whether this month has enough room.