Patch Systems
Patch Systems, Inc. Finance iPhoneiPadiPod touch
Patch Systems is a free Finance app for iPhone and iPad by Patch Systems, Inc. Rated 5.0/5 from 1 ratings. Requires iOS 18.0. Updated October 19, 2026.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 37 MB
- Age 4+
- Updated
- Oct 19
- 2026 · v1.0.1
Screenshots
About Patch Systems
Patch Systems is for people who work at businesses that use Patch Systems. Your employer turns it on, and it costs you nothing to have. Reach pay you have already earned You worked the hours. You should not have to wait until Friday to reach the money. Take what you have earned so far this pay period, up to half of it, whenever you need it. Standard transfers cost nothing. Instant transfers cost $3.99. No interest, no credit check, and nothing comes out of your next check beyond what you took. Every shift adds to it. Work an hour and a little more is ready. A loan that is not a payday loan Between 1,000 and 5,000 dollars at 19.99 percent fixed APR, paid back over twelve months straight out of your check. No credit check. You need twelve months with your employer to qualify, and it is not available in every state. The Patch Card A payroll Mastercard that holds your pay and your transfers in one place. No monthly fees and no minimum balance. Use it anywhere Debit Mastercard is accepted, or activate a virtual card for buying online. One app Your earned pay, your loan and your card in the same place. Set up direct deposit, see what you have earned this period, and move money without asking anyone. ---- Rates, terms, fees and availability vary by state, by employer and by your own qualifications. Workplace loans are originated by Sunrise Banks, N.A., Member FDIC, and are not available in all states. The Patch Mastercard is issued by Pathward, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated.
What’s new
Version 1.0.1 · Updated October 19, 2026
- PIN setup and change, biometrics on/off - Worker email change with verification - Push notifications now open the right screen - Virtual Healthcare section - Incoming and outgoing icons on card transactions - Existing users can link a new company invite without a “can’t join the same company” error - Various bug fixes
App privacy
The developer, Patch Systems, Inc., reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to Patch Systems
Looking for apps like Patch Systems? Here are 6 similar apps on the App Store. The highest rated is Wagevo (4.2/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Patch Systems | 5.0 / 5 (1 rating) | Free | October 19, 2026 | |
| Volo - Lend & Borrow | – | Free | Aug 27, 2026 | Compare |
| Qistiq | 1.7 / 5 (7) | Free | Aug 25, 2026 | Compare |
| Wagevo | 4.2 / 5 (5) | Free | Sep 3, 2026 | Compare |
| earlybird wage access | 1.5 / 5 (8) | Free | Oct 17, 2026 | Compare |
| Accelerated: Cash Advance | 3.2 / 5 (11) | Free | Oct 5, 2026 | Compare |
| Cashback Mobile | 1.0 / 5 (1) | Free | Jun 24, 2026 | Compare |
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