Nett Income & Expense Tracker

Nett is a personal finance app that gets out of your way. No account to create. No bank to connect. Open it, add what you spent or earned, and close it. That's the whole thing. Your data lives on your iPhone. Nett is local-first — nothing syncs to an external server by default. If you want a backup, export to iCloud Drive manually. Everything else stays on your device, in your control. Spaces Create separate budget spaces for different parts of your life — personal spending, a freelance project, shared household costs. Each Space is its own complete tracker with its own categories, budgets, and history. Budgets Set monthly spending limits per category and see at a glance what's left. No dashboards to interpret — just a number and how far you are from it. Goals Add a savings goal, give it a target, and deposit toward it over time. Nett tracks your progress automatically. Reports Monthly income vs. expense summaries. Category breakdowns. Full transaction history. Export as Excel or PDF for taxes, accountants, or your own records. Pricing Free includes unlimited transactions, budgets, goals, and reports. Nett Premium adds unlimited Spaces and advanced reports — available as a yearly plan or a one-time lifetime purchase. No subscription required for the basics. No ads. No data sold. No account required, ever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/