Movus Finance

Most budgeting apps assume a steady paycheck and a full-time job. Movus assumes what's actually true for students — irregular income, financial aid, part-time work, and a student loan balance that's easy to ignore until it isn't. WHAT MOVUS DOES • Budget Rule built for student life — split spending across Living Expenses, Debt, Savings, and Investment (70/10/10/10, adjustable) instead of generic "needs vs. wants" categories. • Financial Health Score — a single 0-100 number built from five real factors (savings rate, cash flow, goal progress, budget discipline, spending stability), tracked over time so you can watch it move. • Student loan & debt tracking — log real balances, APRs, and payments, and see an actual payoff timeline instead of guessing. • Securely link your bank — see real transactions roll into your budget automatically, categorized for you. • AI financial advisor — chat about your actual numbers, not generic advice. Fully opt-in: your data is only shared with the advisor if you turn it on, and you can turn it off anytime in Settings. • Daily financial reflection — a 30-second daily check-in that builds the habit banks never taught you. • Graduation-aware planning — set your expected grad month and target salary, and let your budget adjust around the actual timeline you're on. • Face ID / passcode lock, and a guided tour so the whole thing makes sense in your first two minutes. WHO IT'S FOR Students who are managing their own money for the first time, juggling financial aid and a part-time job, and want a budget that's honest about irregular income and real debt — not a spreadsheet built for someone with a 9-to-5. Movus doesn't just show you where your money went. It shows you whether you're actually on track — and helps you get there before graduation.