Budget Ease: Personal Finances
Julio Catano Finance iPhoneiPadiPod touch
Budget Ease: Personal Finances is a free Finance app for iPhone and iPad by Julio Catano. Rated 5.0/5 from 1 ratings. Requires iOS 16.0.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 24 MB
- Age 4+
- Updated
- Oct 10
- 2026 · v1.6.0
Screenshots
About Budget Ease: Personal Finances
Budget Ease gives you a clear, honest answer to the question that actually matters: "How much can I safely spend right now?" KNOW YOUR SAFE TO SPEND Unlike apps that only show your bank balance, Budget Ease calculates three distinct metrics that reveal the full picture: • Overall Balance — all the money you have • Available Money — your balance minus savings goals • Safe to Spend — truly unbudgeted money after all allocations Your savings and spending budgets stay protected. You'll never accidentally spend money you've already earmarked. ORGANIZE WITH POCKETS Pockets are the heart of Budget Ease. Create spending pockets for groceries, entertainment, fuel, or anything you track. Create savings pockets for goals like a vacation fund, emergency reserve, or down payment. Each pocket has its own budget, progress bar, and transaction history. TRACK EVERY TRANSACTION Log deposits, withdrawals, and transfers in seconds. The built-in calculator makes entering amounts effortless. Add notes, choose a date, and assign transactions to any pocket. Transfers between pockets — or to and from your unallocated balance — are clearly tracked and displayed together. OFFLINE FIRST. NO ACCOUNT REQUIRED. Everything is stored locally on your device. No sign-up, no subscription, no internet connection needed. Your financial data stays private and always available. BUILT FOR EVERY PLATFORM Designed for iPhone, iPad, and Mac. The layout adapts automatically — bottom navigation on mobile, a full navigation rail on Mac and iPad. On Mac, native menu bar shortcuts let you add transactions, create pockets, and switch views without leaving the keyboard. MORE FEATURES • Dark mode with automatic system theme detection • Swipe to delete transactions • Overdraft warnings before you overspend • Per-pocket reset to start a spending period fresh • Daily reminders to log your expenses • Full English and Spanish support Budget Ease is personal finance without the complexity. No bank connections, no ads, no upsells — just a clear view of your money.
What’s new
Version 1.6.0 · Updated October 10, 2026
What's new in 1.6.0 Credit cards, rebuilt Budget Ease now treats a credit card as what it is: money you owe the bank. A card purchase leaves its pocket the moment you log it, just like cash, so your Safe to Spend is always accurate, even before the bill is paid. • See exactly which charges you've paid back and how much you still owe, card by card. • Make a payment and Budget Ease applies it to your oldest charges first. Want it to cover something else? Change it in a tap. • Paying a card never moves your budget. The money already left your pockets when you spent it. New "You owe" summary A new line under Safe to Spend shows what you owe across your cards. With one card, tap Pay to record a payment right away. With several, tap View to jump to your cards. Default payment methods Choose a default card for the whole app, or a different one for each pocket. New purchases start on it automatically, and you can always switch with one tap. A clearer Dashboard Available Money is now the main number on your Dashboard, with Safe to Spend and your savings right below it. Plus bug fixes and small improvements throughout.
App privacy
The developer, Julio Catano, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to Budget Ease: Personal Finances
Looking for apps like Budget Ease: Personal Finances? Here are 6 similar apps on the App Store. The highest rated is Finance Friend (5.0/5), and all 6 are free to download.
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Pocket Balance: Budget Tracker
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Finance Friend
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Masarifi - Expense Tracker
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BOJ Staff Wallet
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SYM - Build Money Saving Habit
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Floussek - Smart Budget
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Budget Ease: Personal Finances | 5.0 / 5 (1 rating) | Free | October 10, 2026 | |
| Pocket Balance: Budget Tracker | – | Free | Aug 8, 2026 | Compare |
| Finance Friend | 5.0 / 5 (1) | Free | Nov 30, 2025 | Compare |
| Masarifi - Expense Tracker | – | Free | Aug 3, 2026 | Compare |
| BOJ Staff Wallet | – | Free | Mar 25, 2026 | Compare |
| SYM - Build Money Saving Habit | – | Free | Oct 19, 2026 | Compare |
| Floussek - Smart Budget | – | Free | May 30, 2026 | Compare |