PureSpend: Smart Budgeting

Budgeting that stays private. PureSpend helps you plan, track, and understand your money without ever asking you to link a bank account or create an account. Your finances stay on your iPhone and iPad. SEE WHERE YOUR MONEY GOES • Plan your month with budgets and bills, then log spending in seconds • "Safe to spend today" shows what you can spend per day without breaking your plan • Needs, wants, and savings at a glance, based on the 50/30/20 guideline • Budget progress with early warnings when a category is on pace to go over STAY AHEAD OF BILLS • Add due dates and see upcoming bills on your dashboard • Mark bills paid in one tap • Optional reminders before bills are due BUILD YOUR FUTURE • Savings goals that show when you'll reach them • Debt payoff planner with snowball and avalanche strategies, your debt-free date, and how much interest extra payments save • Net worth tracking that builds month by month • Budget rollover: unspent money carries into next month INSIGHTS, CALCULATED ON YOUR DEVICE • A financial health score with a clear breakdown • Spending trends and alerts for unusual spending • Short monthly recaps written by Apple Intelligence on supported devices, entirely on-device PRIVATE BY DESIGN • No sign-up, no bank logins, no third-party accounts • No ads, no trackers, no analytics • Everything is stored and analyzed on your device • Optional iCloud sync through your own private iCloud storage • Lock with Face ID, Touch ID, or your passcode • Discreet Mode hides amounts when you're budgeting in public • Passphrase-encrypted backups and CSV export: your data is yours • A Privacy Report shows exactly where your data lives FAST, EVERYWHERE • Home Screen and Lock Screen widgets • A Control Center button to log spending in one tap • Siri: "Log an expense in PureSpend" or "How much can I spend in PureSpend?" • Designed for iPhone and iPad, in light and dark mode Your money is your business. PureSpend keeps it that way.