Lending Pulse

How much home can you afford? Know your max in seconds. A mortgage calculator built for home buyers, real estate agents, loan officers, and mortgage professionals. Calculate home affordability, compare three loan scenarios, explore renting versus buying, and evaluate refinancing—all with clear results for your next decision or client conversation. Create customized PDF affordability reports featuring your name, NMLS number, company, and contact information. NOW AVAILABLE IN ENGLISH, CHINESE, AND SPANISH Calculate home affordability, compare mortgage options, and explore refinancing in your preferred language. HOME AFFORDABILITY CALCULATOR Start with the question that matters: “How much house can I afford?” See your estimated maximum purchase price, monthly housing payment—including principal, interest, taxes, and insurance (PITI)—and debt-to-income ratio (DTI) prominently displayed. Know your max in seconds, not minutes. FLEXIBLE MORTGAGE INPUTS Switch income inputs, itemize monthly debts, and adjust loan parameters to explore different financing scenarios. See how changes affect your estimated buying power and monthly payment. BRANDED PDF REPORTS Add your professional profile to create customized, white-label affordability reports with your name, NMLS number, company, and contact details. Give clients a clear takeaway that keeps your business front and center. Your brand on every client report. COMPARE THREE LOAN SCENARIOS Compare interest rates, loan terms, and payment breakdowns side by side. Help buyers understand their options and bring clear numbers to the mortgage rate conversation. Three scenarios. One clearer decision. RENT VS. BUY CALCULATOR Explore the financial impact of renting versus buying with a break-even timeline and projected net wealth chart. Whether you’re weighing your own options or helping a client decide, see how the numbers compare over time. Move from uncertainty to an informed decision. REFINANCE CALCULATOR Evaluate rate-and-term or cash-out refinancing. Compare current and new mortgage payments, estimate break-even months, and review loan-to-value (LTV) to see how a refinance could fit your goals. Clear numbers for your next move. BUILT FOR BUYERS. READY FOR CLIENT CONVERSATIONS. From planning your first home purchase to guiding your next client, spend less time calculating and more time making confident decisions. Download today to calculate your buying power, compare mortgage options, and create reports with your own branding.