Chara: Split Bills & Expenses
Lucas Dow Finance iPhoneiPadiPod touch
Chara: Split Bills & Expenses is a free Finance app for iPhone and iPad by Lucas Dow. Requires iOS 16.4. Updated September 20, 2026.
- Price
- Free
- on the App Store
- Size
- 59 MB
- Age 12+
- Updated
- Sep 20
- 2026 · v1.5.0
Screenshots
About Chara: Split Bills & Expenses
Split expenses with roommates, partners, and friends without the awkward math. Chara is a private, open-source bill splitter that's free forever. No ads, no subscriptions, no paywalled features. Add an expense, pick who's in, and Chara handles the math. See who owes who at a glance. Settle up when you're ready. WHAT YOU CAN DO • Create groups for roommates, trips, couples, or one-off events • Split equally, unequally, by percentage, or by shares • Snap a receipt and pull out the line items automatically • Track balances per currency, with no sketchy auto-conversion • Settle up with a tap and keep a clean history • Get notified when someone adds an expense or pays you back PRIVATE BY DEFAULT No trackers. No ad SDKs. No third-party analytics. Your group's expenses are visible to your group, and nobody else. SELF-HOST IT Chara is open source. Run it on your own server if you want. The app talks to your server the same way it talks to ours. Keep accounts on multiple servers at once and see everything in one place. FREE, FOREVER The core app is free. No subscription. No paywalled features. Chara is what bill-splitting should have been all along.
What’s new
Version 1.5.0 · Updated September 20, 2026
- Your month, once a month. On the 1st, Chara Cloud sends one notification showing what you paid, what was really your share, and where the money went. Page back through earlier months any time, or turn the notification off in You > Notifications. - Send feedback without leaving the app. Report a bug or ask for a feature in You > Send feedback, and it goes straight to the people building Chara. Chara Cloud only. - A new first run. Pick your language on the very first screen, name your first group or scan an invite, and enter your name, all before you create an account. Running your own server is offered from the start rather than hidden in settings. - Search expenses inside a group. - Security and reliability fixes throughout, including safer handling of sign-in links and clearer errors when something fails.
App privacy
The developer, Lucas Dow, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- Contacts: Contacts
- User Content: Photos or Videos
- Identifiers: Device ID
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Other Usage Data
- Diagnostics: Crash Data, Performance Data
- Contact Info: Phone Number
Used for: Analytics, App Functionality
Alternatives to Chara: Split Bills & Expenses
Looking for apps like Chara: Split Bills & Expenses? Here are 6 similar apps on the App Store. The highest rated is QuickSplit - Split the Bill (5.0/5), and all 6 are free to download.
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Chekkly: Split Bills & Costs
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DivvyBill: Split Bills Expense
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SplitSnap – AI Bill Splitter
-
QuickSplit - Split the Bill
5.0
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SplitTab - Share & Split Bills
5.0
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Expenses: Mine & Shared
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Chara: Split Bills & Expenses | – | Free | September 20, 2026 | |
| Chekkly: Split Bills & Costs | – | Free | Aug 14, 2026 | Compare |
| DivvyBill: Split Bills Expense | – | Free | Jul 18, 2026 | Compare |
| SplitSnap – AI Bill Splitter | – | Free | Oct 15, 2026 | Compare |
| QuickSplit - Split the Bill | 5.0 / 5 (4) | Free | Nov 15, 2023 | Compare |
| SplitTab - Share & Split Bills | 5.0 / 5 (13) | Free | Aug 21, 2026 | Compare |
| Expenses: Mine & Shared | – | Free | Oct 18, 2026 | Compare |