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About EarnMore

A simple way to know which card to use at checkout so you always earn the most points on your purchases. EarnMore makes sure you never leave rewards on the table. When you reach checkout on any online store, it identifies your purchase category, compares the rewards rates across every card in your wallet, and instantly tells you which one to use. After your purchase, a quick follow-up lets you confirm which card you used so your rewards are tracked accurately over time. What you need to get started: Add at least two credit cards from your wallet during setup. The more cards you add, the more personalized your recommendations become. Start earning more on every purchase, without changing how you shop. How it works: EarnMore detects when you're on a checkout page, identifies the purchase category, and shows you your highest-earning card along with the points you stand to earn before you pay. Free features: *Card recommendations at checkout across hundreds of stores *Supports all major issuers including Chase, Amex, Capital One, Citi, Discover, and more *Category Choice - pick your own bonus category each month or quarter, right in the app *Activation Reminders - a nudge and one-tap confirmation so you never miss a higher rate *Monthly, yearly, and all-time totals for confirmed and potential rewards *Your card data syncs privately across your Apple devices via iCloud *No account required EarnMore Plus unlocks: *Analytics: see where your money actually goes by category, how efficiently each card is earning against your best options, and which card you're really using where *Best Card Radar (iPhone only): standing in a physical store instead of shopping online? EarnMore's iPhone app checks your location and tells you the best card in your wallet for that exact store *Full Transaction & Rewards History: see every purchase EarnMore has tracked, and your complete confirmed/potential points history over time *Bonus Offer Tracking: track sign-up and retention offers, including how much you've spent toward earning them *Spend Cap Tracking: track rotating and choice-category spend caps so you know before a rate drops back to baseline *Power User Priority: pin a specific card to always win the recommendation, useful when you're steering spend toward one card's rewards currency One EarnMore Plus subscription works everywhere - Chrome, Edge, Firefox, and Safari on iPhone, iPad, and Mac. EarnMore. Every purchase, every time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 1.2.3 · Updated September 5, 2026

Minor bug fixes

App privacy

The developer, Corbin Williams, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Purchases: Purchase History
  • Location: Precise Location

Used for: Analytics, App Functionality

Alternatives to EarnMore

Looking for apps like EarnMore? Here are 6 similar apps on the App Store. The highest rated is F&A Mobile Banking (4.9/5), and 5 of the 6 are free to download.

EarnMore vs. alternatives
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