Roth IRA Calculator

Find your remaining 2026 Roth IRA contribution limit from your filing status, MAGI and amounts already contributed. English interface; estimates for U.S. Roth IRA rules, not personalized tax advice. Enter your filing status, birth year, modified AGI, and contribution amounts. See each open tax year's calculated limit and remaining amount. After last year's contribution window closes, use its check row to examine a possible excess. Tap Show the math to read IRS Worksheet 2-2 with your figures, line by line. The app uses published 2025 and 2026 limits, including the phase-out and the worksheet's rounding rules. It distinguishes estimated MAGI, final MAGI, and amounts you have not entered. Explore hypothetical growth, an even savings schedule, Roth IRA basics, and background on backdoor Roth conversions. These are information only. No account, ads, or tracking. The developer does not collect your numbers; iOS device backups may include app data. Inputs in this version remain in memory and are cleared when the app closes. Not tax or investment advice. Not affiliated with the IRS.