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About Richual: Track Budget & Wallet

Richual is a personal wallet, budget, goals, and money insights app designed to make everyday money tracking feel clear, calm, and actually doable. Track your wallets, savings, credit cards, cash, debts, budgets, goals, recurring transactions, interest earnings, and money habits in one beautifully organized space. Richual is built for people who want more than a plain expense tracker. It helps you understand your money picture, follow simple budgets, fund meaningful goals, and spot the patterns behind your spending. KEY FEATURES WALLETS IN ONE PLACE Track cash, banks, e-wallets, savings, credit cards, debts, and other accounts without clutter. BUDGETS, WITHOUT THE CLUTTER Create simple category budgets and see where your month is headed before it gets messy. GOALS THAT FEEL CLOSER Save for emergency funds, trips, gadgets, career moves, or anything future you is building toward. MONEY INSIGHTS See spending patterns, wallet distribution, cash flow, category breakdowns, and money trends in a visual way. RECURRING TRANSACTIONS Track repeating bills, subscriptions, transfers, and regular income so the usuals stay handled. INTEREST EARNINGS TRACKING Track interest from savings or digital bank accounts and see quiet money do its thing. MULTI-CURRENCY READY Manage wallets across different currencies and keep your bigger money picture clear. PRIVATE BY DESIGN Richual is designed around privacy, offline access, and Apple-device sync. Your data stays with you. CUSTOMIZE YOUR WHOLE VIBE Personalize cards, wallets, colors, themes, and your money space so the app feels like yours. BEAUTIFULLY DESIGNED A finance tracker that feels clean, polished, and easy to come back to. NO ADS. EVER. No interruptions. No noisy banners. Just your money, your space, your ritual. Richual is not a bank, broker, lender, or trading platform. It does not connect to bank accounts or process financial transactions. It is a manual personal finance tracker made to help you organize, understand, and build better money habits. Make wealth a daily ritual. Terms of Use: https://richual-app.vercel.app/terms.html Privacy Policy: https://richual-app.vercel.app/privacy.html

What’s new

Version 1.18 · Updated October 2, 2026

This update makes personal debt tracking more flexible, transaction browsing more accessible, and iCloud recovery safer. • Track money you owe or are owed in different currencies, with clearer amounts and more reliable repayment calculations. • Personal debt details now flow more consistently through transactions, upcoming payments, insights, CSV imports, and exports. • The Transactions toolbar has been refined for easier navigation and improved accessibility. • iCloud restore now handles sync conflicts and duplicate records more safely, helping protect your data during recovery. • You’ll also find reliability improvements across debt balances and restored wallet data.

App privacy

The developer, Jayvee Ballesteros, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

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