WhySpend - Spending Insights
俊宏 刘 Finance iPhoneiPadiPod touchApple Watch
WhySpend - Spending Insights is a free Finance app for iPhone and iPad by 俊宏 刘. Rated 5.0/5 from 2 ratings. Requires iOS 18.0. Updated October 18, 2026.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 29 MB
- Age 4+
- Updated
- Oct 18
- 2026 · v2.5.7
Screenshots
About WhySpend - Spending Insights
WhySpend — Record not just spending, but how you felt when spending. WhySpend is a minimal expense tracker built around two questions: how much did you spend—and why, in that moment? No asset accounts, no heavy accounting—just clarity on money and mood. Made for people who want to see where their money goes and what emotions drive it. We don’t lecture you to spend less. We help you tell necessity from mood-driven spending, so logging stays light and self-awareness stays real. What you can do • Log in seconds — Tap “+” on the tab bar to record amount, category, and mood • Mood tags — Presets: Pamper Myself, Necessity, Impulse Buy, Retail therapy, Keeping up, Sense of Ritual—plus custom tags • Bill list — Browse by day, week, month, year, or a custom range; spending and mood in one place • Emotion Review — Heat ring, trends, and reports comparing necessity vs. mood-driven spending • Mood spectrum — A color strip of recent moods; long-press to see each expense • Gentle alerts — In-app nudges when emotional spending crosses your threshold, with a cooldown so we don’t nag • Post-purchase check-ins — Mark purchases as worth it, neutral, or regret to sharpen your intuition • iCloud sync — When enabled, syncs to your private iCloud; we don’t run servers that collect your entries • Shareable report posters — Generate a personal mood-spending report to keep or share Every expense can carry the feeling behind it. Start the conversation with WhySpend today. Privacy Policy:https://github.com/jjaammmeess/WhySpend/blob/main/privacy-policy.md Terms of Use:https://github.com/jjaammmeess/WhySpend/blob/main/terms-of-use.md
What’s new
Version 2.5.7 · Updated October 18, 2026
1. Now adapted for iPhone Duo 2. Improved layout and appearance across several screens 3. Fixed known issues
App privacy
The developer, 俊宏 刘, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
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付期
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| WhySpend - Spending Insights | 5.0 / 5 (2 ratings) | Free | October 18, 2026 | |
| 清记 - 懒人必备的AI记账神器 | – | Free | Aug 18, 2026 | Compare |
| WealthX - Own Your Finances | – | Free | Oct 20, 2026 | Compare |
| M Budget: Expense Tracker | 5.0 / 5 (1) | Free | Oct 21, 2026 | Compare |
| Orvia: Smart Money Tracker | 1.0 / 5 (1) | Free | Sep 19, 2026 | Compare |
| iMoney - Expense & Asset | 5.0 / 5 (4) | Free | Oct 14, 2026 | Compare |
| 付期 | – | Free | Sep 2, 2026 | Compare |