Oracle Investments

Most people buy a stock without ever knowing what it's worth. Oracle tells you first. Oracle Investments scores 2,600+ US-listed companies plus 48 index funds and ETFs on the fundamentals that drive long-term returns, then estimates what each one is actually worth. No AI guesswork, no invented numbers - transparent math on reported financials. THE VALUE RATING Every company gets one 0-10 score, built from five factors Buffett actually cares about: - Profitability - return on equity - Balance Sheet - debt to equity - Earnings Growth - 5-year CAGR - Economic Moat - how durable the advantage is - Margin of Safety - price against estimated worth Tap any factor to see the real number behind the bar. WHAT IS IT ACTUALLY WORTH? Oracle estimates intrinsic value and shows your margin of safety. Different businesses get the model professionals actually use: - Most companies - discounted cash flow - Banks, insurers, lenders and capital-markets firms - justified price-to-book - Profitable companies reinvesting heavily (negative free cash flow) - justified price-to-book - Index funds - index earnings against a fair multiple - Bond funds - real yield after inflation Loss-making companies with negative cash flow get no estimate - Oracle tells you why instead of inventing a number. INDEX FUNDS, PROPERLY RATED 48 funds across 8 categories, scored on what really decides fund returns: cost per $10k, valuation, diversification, compounding potential, scale, and income. DISCOVER Filter 2,600+ securities by industry. Sort by value rating, price, market cap, or what's trending. The whole market, ranked by what is cheap relative to worth. DCF LAB - OPEN TO EVERYONE Disagree with our assumptions? Change them. Move four sliders - FCF growth, discount rate, terminal growth, and projection horizon - and watch fair value recalculate live, with a sensitivity table showing fair value at every required return. Free on any company valued on cash flow. Premium saves your scenarios so you can compare your thesis against ours. A PORTFOLIO THAT HANDLES COST BASIS CORRECTLY - Buy More blends your cost basis at the true weighted average - Sell Some trims shares without distorting average cost - A full buy and sell ledger for every position - 6-month value chart, rebuilt from your actual trade history - Gain or loss on every holding at a glance COMPARE Put companies side by side on 11 metrics - value rating, price, margin of safety, intrinsic value, P/E, return on equity, debt to equity, 5-year growth, free cash flow, dividend yield, and moat. The strongest number in every row is marked. THE WISDOM LIBRARY - FREE, ALWAYS Lessons and mental models from Warren Buffett, Charlie Munger, and Peter Lynch, plus a plain-English glossary of every metric Oracle uses. No subscription required. Not now, not ever. FREE TO START Rate 3 companies in full detail, track 3 in your watchlist, hold 5 portfolio positions, and compare 2 side by side. No account, no card. PREMIUM Unlimited ratings, unlimited watchlist and portfolio, 3-column compare, and saved DCF scenarios. Premium Annual starts with a 7-day free trial. Subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://oracleinvestments.net/privacy Know what it's worth. Then decide.