Novac

Novac is your all-in-one personal finance companion — built for people who want clarity over their money without the complexity. Whether you're tracking daily spending, managing monthly subscriptions, paying down credit card debt, or saving toward a big goal, Novac keeps everything in one place and works completely offline. EXPENSE & INCOME TRACKING Quickly log income and expenses by category. Search, filter, and review your full transaction history at a glance. Add entries by voice for hands-free capture, or paste a bank notification and let Novac parse it automatically — compatible with Bancolombia, Nequi, Davivienda, and Nu Colombia. RECURRING PAYMENTS Never lose track of a subscription or recurring bill. Novac lets you schedule recurring entries by day, week, month, or year, view them on a calendar, and mark them as paid — with support for variable amounts when the bill changes. CREDIT CARD MANAGEMENT Track multiple credit cards in one place. Monitor your balance, debt per card, and payment due dates. Novac surfaces personalized recommendations to help you pay smarter and reduce interest. SAVINGS GOALS Set financial goals with target amounts and timelines — whether it's a vacation, a new car, or an emergency fund. Track your progress visually and stay motivated as you get closer to each milestone. ANALYTICS & INSIGHTS Understand where your money goes with interactive charts broken down by category and time period — daily, weekly, monthly, or yearly. Spot trends, cut unnecessary spending, and make informed decisions. OFFLINE FIRST Novac stores everything locally on your device. No internet required. Your data is always available, fast, and private. THEMES & PERSONALIZATION Choose between light and dark mode — or let Novac follow your system preference. Built with a clean, modern design that stays out of your way. Download Novac and start building financial habits that actually stick.