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About PointStax

PointStax helps you choose which of your credit cards to use at a merchant. Tap a business on the map to compare your cards and see the reward rates behind each recommendation. Add the cards you already carry without linking a bank account or sharing banking credentials. YOUR CARDS, PERSONALIZED • Build your wallet from our supported card catalog. • Set eligible rewards tiers, membership status, and selectable categories or retailers for supported cards. • Update these choices whenever your qualification changes. Settings are self-reported; PointStax does not track transactions or spending-cap usage. HELP AT THE REGISTER • Find nearby restaurants, grocery stores, gas stations, and other merchants. • Compare your cards for a merchant and explore their rewards and perks. • Ask the concierge questions by typing or speaking. OPTIONAL NEARBY REMINDERS Enable nearby reminders to receive a notification with up to three of your cards when you arrive near a monitored merchant. Tap the notification to open its recommendations. Reminders require notification and background-location permission. Settings shows reminder status and offers a test notification to help check notification delivery. You can turn reminders off at any time. PRIVATE BY DESIGN PointStax does not connect to your bank or read your transactions. Location helps find nearby merchants; background location is used for nearby reminders only if you enable them. You can delete your account from Settings. SUBSCRIPTION REQUIRED PointStax Pro is an auto-renewing monthly subscription required for wallet tools, merchant recommendations, and Ask AI. The US price is $3.99 per month; the app displays your local price. Eligible new subscribers receive a seven-day free trial, followed by the monthly subscription price. The subscription renews automatically unless canceled at least 24 hours before the current period ends. Manage or cancel in your Apple account subscription settings. Deleting your PointStax account does not cancel your Apple subscription. Privacy Policy: https://pointstax.ai/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service Terms: https://pointstax.ai/terms

What’s new

Version 1.0.3 · Updated October 21, 2026

Personalize your rewards: set eligible tiers, membership status, and category or retailer choices on supported cards, including Coinbase One. Optional nearby reminders recommend up to three of your cards when you arrive near a monitored merchant. Monitoring refreshes as you move. Settings now shows reminder status, permission issues, and a test notification to help check delivery. Ask improvements: typed and voice messages send once and clear correctly. Returning to the app now verifies your session before showing your dashboard. PointStax Pro is now required for wallet tools, recommendations, and Ask AI. Eligible subscribers get seven days free, then $3.99/month in the US. Local prices and trial eligibility are shown before subscribing. Renews automatically until canceled.

App privacy

The developer, Strategiz LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Location: Precise Location
  • User Content: Other User Content
  • Purchases: Purchase History
  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID

Used for: Product Personalization, App Functionality

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