Cobalto: Personal Finance

Understanding your money shouldn’t be complicated. Cobalto brings your accounts, expenses, income, cards, budgets, and upcoming payments together in one place. All within a clear, private experience designed specifically for the Apple ecosystem. YOUR FINANCES AT A GLANCE See your net worth, balances, recent activity, upcoming commitments, budgets, and personalized insights from a redesigned Home experience. ACCOUNTS AND CREDIT CARDS Organize bank accounts, cash, savings, investments, vaults, and credit cards. Review balances, available credit, utilization, payment options, and activity with clear, detailed views. FAST EXPENSE TRACKING Record income and expenses in seconds. Add an amount, choose an account and category, include notes, or scan a receipt to speed up entry. CLEARER BUDGETS Set spending limits, track your progress, and quickly identify which budgets need attention and how much remains available. UPCOMING PAYMENTS Keep subscriptions, loans, installment purchases, card payments, and other financial commitments organized in one place. ASK COBALTO Explore your own financial information using natural-language questions. Ask about upcoming payments, spending, accounts, budgets, and other information stored in Cobalto. POWERFUL SEARCH Find transactions by name, amount, category, account, date, and more. MONTHLY SUMMARY AND INSIGHTS Review your recent financial activity, identify patterns, and better understand how your money changes over time. WIDGETS AND QUICK CONTROLS Keep balances, upcoming payments, and credit information visible with redesigned widgets and convenient controls. PRIVACY BY DESIGN Your financial information is stored in your private iCloud database and is not routed through Cobalto servers. Your data stays synchronized across your supported Apple devices through iCloud. Some features require Cobalto Premium. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/