Knot - Track Debt with Friends

Keep shared money clear. Knot helps you track what you owe and what others owe you, review balances together, and keep a record of what changed. SEE EVERY BALANCE Separate “I owe” and “Owed to me” views make it easy to understand where you stand. Add balances, send reminders, and record payments in one place. STAY IN CONTROL Confirm or dispute a balance, respond to settlement requests, and review your balance history. UNTANGLE CONNECTED BALANCES When connected balances form a loop, Knot identifies an opportunity to reduce what people owe each other. Everyone involved must agree before a Knot changes any balances. REVIEW WITH PRIVACY Before everyone agrees to review a Knot, balance details stay hidden. After agreement, see your relevant balances and the outcome while unrelated relationships remain anonymous. SEE WHAT CHANGED Resolved Knots show which balances were reduced, which cleared, and what remains. Your history keeps the result available to review later. FIND YOUR RECORDS Search and filter your activity, create PDF statements, and export records as CSV files. Built for shared expenses and everyday IOUs between people who know each other. Learn more: https://knotsystems.co Support: https://knotsystems.co/support Privacy: https://knotsystems.co/privacy Terms: https://knotsystems.co/terms