AI Expense Tracker: Spendify
Expensify Finance iPhoneiPadiPod touch
AI Expense Tracker: Spendify is a free Finance app for iPhone and iPad by Expensify. Rated 5.0/5 from 1 ratings. Requires iOS 16.4. Updated June 16, 2026.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 69 MB
- Age 4+
- Updated
- Jun 16
- 2026 · v1.0.2
Screenshots
About AI Expense Tracker: Spendify
Spending feels invisible until it isn't. Spendify turns the chaos of daily money into a one-line journal you'll actually keep. Just type what you spent — "coffee 4.50", "groceries 62", "lunch with mom 28" — and Spendify parses it into a clean, categorized entry. No forms. No dropdowns. No receipt photos. Your spending becomes a diary you write in seconds. THE DAILY SPENDING JOURNAL Spendify is built around one screen: today. Every expense lives on the day it happened, in the order you logged it. Swipe between days to see the story of your month — not a spreadsheet, a journal. NATURAL LANGUAGE INPUT Spendify reads how you actually think about money. "Uber to airport 34" becomes a Transport entry. "Dinner split 3 ways, my share 22" lands exactly right. Vague entries get smart context based on time and place, so "coffee 5" near your usual spot knows what you meant. CATEGORIES THAT MAKE SENSE Food, transport, rent, fun, savings — categorized automatically the moment you type. No setup. No "uncategorized" pile to clean up on Sunday night. Customize categories anytime to match how your life is actually organized. BUDGETS WITHOUT THE GUILT TRIP Set a monthly target. Spendify shows a single, honest number: how much you have left, today, after everything you've already spent. No red warnings. No "you went over by 4%" alerts. Just clarity. FIXED EXPENSES ON AUTOPILOT Rent, subscriptions, gym, phone bill — log them once and Spendify tracks them every month so your variable spending number is always true. DAILY OVERVIEW, ONE SWIPE AWAY Slide down from today's journal to see the full picture: category breakdowns, recent trends, where the money actually goes. The analytics live where they belong — adjacent, not in your face. PRIVATE BY DESIGN Your money is yours. Spendify uses end-to-end encrypted storage with sign-in, so your data syncs across devices but never sits on a marketing pile. We don't sell anything to anyone. WHO IT'S FOR - People who tried YNAB, Mint, or a spreadsheet and gave up after week two - Anyone who already tracks loosely (in Notes, in their head) and wants the tracking to actually stick - Freelancers, students, and anyone whose "income" doesn't fit a neat budgeting template - People who like writing things down — Spendify is closer to a journal than a financial app WHY NOT JUST A SPREADSHEET Spreadsheets are great for analysis and terrible for daily input. Spendify is the opposite: ridiculously fast input, gentle analysis. The two-second-to-log threshold is the difference between a habit you keep and a habit you abandon. SPENDIFY PRO Spendify Pro unlocks unlimited journal entries, cross-device sync, custom categories, fixed expense automation, and full analytics. Available as a monthly or annual subscription with a free trial. Cancel anytime in Settings. Type it. Track it. Done. --- Privacy Policy: https://spendify.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.0.2 · Updated June 16, 2026
Introducing a new way to track your spending! In this version, we've cleaned up bugs for our users and are trying to deliver an even smoother experience.
App privacy
The developer, Expensify, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Purchases: Purchase History
- Identifiers: Device ID
- Usage Data: Product Interaction, Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data, Product Interaction
- Identifiers: Device ID, User ID
- Purchases: Purchase History
- Location: Precise Location, Coarse Location
- Contact Info: Phone Number
Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
Used for: Developer’s Advertising or Marketing, Analytics
Alternatives to AI Expense Tracker: Spendify
Looking for apps like AI Expense Tracker: Spendify? Here are 6 similar apps on the App Store. The highest rated is Own Your Finances (OYF) (5.0/5), and all 6 are free to download.
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Own Your Finances (OYF)
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AI Money Coach: Sorted
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Surplus Budget & Money Tracker
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SpendLedger: Budget Tracker
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Sacred Bill Tracker
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Roo Money
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| AI Expense Tracker: Spendify | 5.0 / 5 (1 rating) | Free | June 16, 2026 | |
| Own Your Finances (OYF) | 5.0 / 5 (1) | Free | Jun 21, 2026 | Compare |
| AI Money Coach: Sorted | 5.0 / 5 (1) | Free | Aug 11, 2026 | Compare |
| Surplus Budget & Money Tracker | 4.6 / 5 (10) | Free | May 16, 2026 | Compare |
| SpendLedger: Budget Tracker | – | Free | Jun 8, 2026 | Compare |
| Sacred Bill Tracker | 5.0 / 5 (5) | Free | Oct 12, 2026 | Compare |
| Roo Money | 4.7 / 5 (15) | Free | Oct 2, 2026 | Compare |