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Screenshots

  • Lumi - Instant Expenses screenshot 1
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  • Lumi - Instant Expenses screenshot 4

About Lumi - Instant Expenses

Most expense apps fail because logging is too slow. Lumi is built for fast daily expense entry on iPhone: type quick notes, save one-off expenses, ask Lumi where your money went, track subscriptions and fixed installment debts, and review simple current-month reports. Your data stays on your device. Lumi does not require an account, does not show ads, and does not connect to your bank. Choose one setup currency, then keep spending records simple, private, and easy to maintain.

What’s new

Version 1.5.0 · Updated July 7, 2026

New in 1.5.0: • Set a monthly Spending Plan and see safe-to-spend after spending and recurring commitments. • Credit card billing dates now improve cashflow timing for card expenses. • Daily recap notification taps open the matching Agent recap thread more reliably.

App privacy

The developer, Nam Vo, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Lumi - Instant Expenses

Looking for apps like Lumi - Instant Expenses? Here are 6 similar apps on the App Store. The highest rated is Avoloan: your way out of debt (5.0/5), and all 6 are free to download.

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