Rilio - Smart Expense Tracker
Raja Niketh Reddy Nallapareddy Finance iPhoneiPadiPod touch
Rilio - Smart Expense Tracker is a free Finance app for iPhone and iPad by Raja Niketh Reddy Nallapareddy. Requires iOS 17.0. Updated July 13, 2026.
- Price
- Free
- on the App Store
- Size
- 85 MB
- Age 4+
- Updated
- Jul 13
- 2026 · v1.2.0
Screenshots
About Rilio - Smart Expense Tracker
Stop wondering where your money went. Rilio is the expense tracker that thinks for you. AI automatically categorises every purchase the moment you log it. No bank logins. No spreadsheets. Just clear answers about where your money is going. Full access to Rilio requires an active subscription. All features are available at subscription pricing, shown at app launch. LOG YOUR WAY 5 WAYS TO ADD A TRANSACTION Type it — "Spent 230 at Starbucks" and Rilio fills in the rest Say it — tap the mic, speak naturally, done hands-free in seconds Paste it — copy a bank SMS, and Rilio parses the amount, merchant, and account instantly Share it — forward any transaction SMS from your phone directly into Rilio Bulk import — paste multiple bank messages at once and import them all in one tap Every method auto-fills the merchant, amount, category, and payment method. You review, confirm, and move on. WHAT YOU GET AI auto-categorisation — type a merchant name, Rilio assigns the right category instantly Real-time budgets — set monthly limits per category and track live progress Deep analytics — top merchants, spending trends, weekday patterns, custom date ranges 165+ currencies — switch anytime, from INR to USD to AED to NGN and beyond AI Insights — plain-language summaries that explain your spending patterns every day HOW IT WORKS • Log a transaction in under 5 seconds: merchant, amount, done • AI categorises automatically — Swiggy becomes Food Delivery, Blinkit becomes Grocery Delivery • Set monthly budget limits per category — watch a live progress bar as you spend • Open Analytics for your 15-day or 30-day breakdown: categories, merchants, and trends • Track payment methods — know exactly which card or account each expense came from 59 CATEGORIES. EVERY KIND OF SPENDING. From Groceries to Gaming, Salary to Dividends, Rent to Healthcare, every transaction type is covered. Cash, credit, debit, or digital wallet. YOUR PRIVACY, PROTECTED Rilio never connects to your bank. No screen scraping. No credentials. AI categorisation uses only anonymised merchant names; your amounts and personal details stay private. SUBSCRIPTION REQUIRED All features in Rilio are available with a subscription. Subscription options and pricing are displayed when you first open the app. Payment is charged to your Apple ID account at confirmation. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy Policy: https://getrilio.com/privacy Terms of Use (EULA): https://getrilio.com/terms
What’s new
Version 1.2.0 · Updated July 13, 2026
This update brings a smarter way to see where your money stands: • Safe-to-Spend — a live number showing what you can safely spend today, after bills and savings goals • Cash-flow forecast — preview your upcoming balance based on recurring income and expenses • Refund tracking — mark any transaction as refunded and it's cleanly netted out of your spending • Insights feed — fresh, personalized spending insights as they happen • Bill reminders — push notifications before upcoming bills are due • Faster app startup
App privacy
The developer, Raja Niketh Reddy Nallapareddy, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address, Name
- User Content: Photos or Videos, Audio Data
Used for: Developer’s Advertising or Marketing, Analytics, App Functionality
Alternatives to Rilio - Smart Expense Tracker
Looking for apps like Rilio - Smart Expense Tracker? Here are 6 similar apps on the App Store. The highest rated is WealthForge: Offline Finance (5.0/5), and all 6 are free to download.
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Pace: Budget & Expense Tracker
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WealthForge: Offline Finance
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Rilio - Smart Expense Tracker | – | Free | July 13, 2026 | |
| Spendsy: Flexible Budgeting | – | Free | Jul 22, 2026 | Compare |
| Family Budget & Net Worth | – | Free | Aug 3, 2026 | Compare |
| Pace: Budget & Expense Tracker | – | Free | Oct 3, 2026 | Compare |
| WealthForge: Offline Finance | 5.0 / 5 (1) | Free | Aug 1, 2026 | Compare |
| Luxa: Budget & Expense Tracker | – | Free | Sep 7, 2026 | Compare |
| Expensaver: Expense Tracker | – | Free | Aug 14, 2026 | Compare |