FIREPlan Retirement Calculator

Where am I now? When will I be free? What should I do next? FIREPlan answers all three. Enter your monthly income, expenses and account balances — FIREPlan instantly computes your FIRE number, your projected freedom date, and exactly how far along you are. A RETIREMENT CALCULATOR ON YOUR REAL NUMBERS • Your FIRE number from actual spending, not a generic rule of thumb • Four paths: Lean FIRE, FIRE, Fat FIRE and Coast FIRE — switch with one tap • 30-year projection in today's dollars, adjusted for inflation • What-if sliders: see how saving more, spending less or earning better returns moves your date TRACK EVERY ACCOUNT • 401(k), Roth IRA, Traditional IRA, HSA, brokerage, HYSA, cash, crypto, real estate • One monthly check-in updates every balance and shows how your net worth changed • Asset allocation and net worth history at a glance • Compound interest projections for every account and for the portfolio as a whole GO DEEPER WITH PRO • Monte Carlo: 5,000 market simulations — not "in 12 years" but "87% probability by 2042" • US tax modeling: LTCG brackets, Traditional 401(k)/IRA, Roth, mixed accounts, state tax • Sequence-of-returns risk: will your plan survive a bear market in year one of retirement? • Withdrawal strategies: fixed, inflation-adjusted, Guyton-Klinger guardrails, variable percentage • Multiple scenarios and full JSON/CSV export YOUR DATA STAYS YOURS Everything is stored on your device. No account, no sign-up, no tracking. FIREPlan is a planning calculator, not financial advice. FIREPlan Pro is available as a monthly or yearly auto-renewing subscription, or as a one-time Lifetime purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless turned off at least 24 hours before the end of the current period, and can be managed or canceled anytime in your App Store account settings. Privacy Policy: https://fireplan-legal.surge.sh/privacy.html Terms of Use (EULA): https://fireplan-legal.surge.sh/terms.html