OuchMoney: Budget Planner
Jubal Jacob Finance iPhoneiPadiPod touch
OuchMoney: Budget Planner is a free Finance app for iPhone and iPad by Jubal Jacob. Requires iOS 26.0. Updated October 15, 2026.
- Price
- Free
- on the App Store
- Size
- 122 MB
- Age 9+
- Updated
- Oct 15
- 2026 · v1.1.2
Screenshots
About OuchMoney: Budget Planner
OuchMoney is the budget planner and expense tracker that actually makes you stick to a weekly budget — by roasting every dollar you blow on doomscroll shopping, subscription waste, and that fourth iced latte this week. For couples, families, ADHD spenders, paycheck-to-paycheck survivors, and anyone who needs financial therapy with a laugh track. Upload your bank statement or drop a receipt. Penny, your personal financial comedian, reads every transaction like evidence at a trial and turns your worst spending decisions into a live stand-up roast. -- KNOW YOUR LIMITS -- Live progress rings keep your weekly and monthly spending crystal clear. Know exactly how much safe-to-spend cash remains before your next paycheck. -- OUCH CARDS -- Every purchase gets 6 custom "ouch cards" — dark-humor insights that show you exactly what that impulse buy actually cost you in work hours, freedom days, and opportunity cost. -- THE ROAST -- Pick your comedy style and let Penny tear into a full month or year of spending: - Classic Set — stand-up burns, one slide at a time - Running Bit — one escalating routine that builds to a kill shot - Dark Humor — darker, meaner, no mercy on the self-sabotage - Crowd Work — Andrew Schulz style. Brutally personal. Nowhere to hide. -- WHAT PENNY KNOWS -- Penny uses your profession, age, city, income, debt, and savings goals as ammunition. The more he knows, the harder he hits. -- ADD CONTEXT -- For each transaction, add a note — "stress-bought this," "friends were over," "company reimbursed me." Penny will weaponize your own admission against you in the roast. -- YOUR NUMBERS -- Set your monthly take-home, freedom target year, and savings goal. Every ouch card shows the real cost of your purchase: hours of life sold, days of freedom delayed, and what that money compounds to by your freedom year. No fluff. No gentle nudges. Just the cold, funny truth about where your money actually goes. OuchMoney Premium unlocks unlimited imports and daily roasts. Privacy Policy: https://ouchmoney-web.vercel.app/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.1.2 · Updated October 15, 2026
Paycheck Blitz Budget limit widget and ring UI update and redesign Improved category breakdown.
App privacy
The developer, Jubal Jacob, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Location: Coarse Location
- Contact Info: Email Address, Name
- User Content: Other User Content
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
Used for: Analytics, App Functionality
Alternatives to OuchMoney: Budget Planner
Looking for apps like OuchMoney: Budget Planner? Here are 6 similar apps on the App Store. The highest rated is Mortgage Calculator - Bricks (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| OuchMoney: Budget Planner | – | Free | October 15, 2026 | |
| No Spend Challenge: HardPass | – | Free | Oct 10, 2026 | Compare |
| Bill Remind | 3.0 / 5 (1) | Free | Jan 7, 2026 | Compare |
| SpendRadar: Track, Cancel Subs | – | Free | Jan 12, 2026 | Compare |
| Home Equity Loan Calculator | – | Free | Jan 30, 2026 | Compare |
| Mortgage Calculator - Bricks | 5.0 / 5 (1) | Free | Oct 20, 2026 | Compare |
| Easy Earn Extra Money | 4.7 / 5 (3) | Free | Jul 25, 2024 | Compare |